524 E Dixon Blvd, Shelby, NC 28152 Property Records

Cleveland County property record for 524 E Dixon Blvd, Shelby, NC 28152

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,400 sqft · built 1951
Lot Size	0.51 acres (22,277 sqft)
Owner	Company Name on File
Last Sale	$2,300,000 (Sep 2025)
Tax Bill	$1,857 (2026)
Deeds & Mortgages	Aug 2019 Loan Modification Oct 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`19677`

Property Details

APN / Parcel Number

Primary APN	`19677`
Alternative APN	`1286690`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Total Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Lot Area	22,277 sqft (0.51 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1286690
Street Address	524 E DIXON BLVD
City	SHELBY
State	NC
Zip	28152
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GB
Legal Description	3 LOTS DIXON BLVD
Legal Subdivision	DIXON BLVD
Legal Block	3
Legal Lot Number	8
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3000
Census Tract	951200

Owner

524 E Dixon Blvd, a commercial property, is owned by a company that bought it in September 2025.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	4250 CONGRESS ST, 900, CHARLOTTE, NC 28209-0044
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Loan Modification, Mortgage CAPITAL BK
Oct 11, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST SOUTH BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on File
Deed Sale	Sep 15, 2025 · Amount on File
Prior Sale	Apr 2, 2009 · Amount on File
Deed Document Number	2025200118720
Deed Book / Page	1955 / 2503
Prior Transfer Date	Sep 23, 2008
Prior Transfer Doc	0015620030
Record Updated	Oct 29, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	524 E DIXON BLVD, SHELBY, NC 28152
Document Number	0017970534
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SMITH RD MOUNT HOLLY NC 281209656, MOUNT HOLLY, NC 28120-9656

Mortgage

Document Number	0017970534
Date	Aug 22, 2019
Book Page	001797/000534
Instrument	29646

Lender

Name	CAPITAL BK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Amount	Amount on Record

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 11, 2018
Property Address	524 E DIXON BLVD, SHELBY, NC 28152
Document Number	0017780337
Book / Page	001778 / 000337
Instrument Date	Oct 11, 2018
Instrument	19046
Transaction Type	Construction Loan
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2632 PEBBLE CREEK DR SHELBY NC 28152, SHELBY, NC 28152

Mortgage

Document Number	17780337
Date	Oct 11, 2018
Book Page	001778/000337
Instrument	19046

Lender

Name	FIRST SOUTH BK
Type	Bank
Address	SPARTANBURG, SC 29304

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 10, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 524 E Dixon Blvd was $1,857, down 0.5% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,857.00 (-0.48%)	$187,578 (-) Land $101,596 Building $85,982	$187,578 (-) Land $101,596 Building $85,982
2025	$1,866.00	$187,578 Land $101,596 Building $85,982	$187,578 Land $101,596 Building $85,982
2023		$123,776 Land $81,277 Building $42,499	$123,776 Land $81,277 Building $42,499

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 524 E Dixon Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 E Dixon Blvd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum, Verizon.

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