524 E Chapin St, Morris, IL 60450 Property Records

Grundy County property record for 524 E Chapin St, Morris, IL 60450 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,722 sqft · built 1905
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$321,600 (Jun 2026)
Tax Bill	$5,153 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-03-310-018`

Property Details

APN / Parcel Number

Primary APN	`05-03-310-018`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,722 sqft Total Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	524 E CHAPIN ST
City	MORRIS
State	IL
Zip	60450-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCELLIGOTTS ADD LT 5 BLK 6 SEC 3-33-7
Legal Range	07W
Legal Township	33N
Legal Section	03
Legal Subdivision	MCELLIGOTTS ADDITION
Legal Block	6
Legal Lot Number	5
Jurisdiction	GRUNDY IL
Township / Civil Division	MORRIS
Census Block Group	3
Census Block	3018
Census Tract	300

Owner

Source: Grundy County records · APN 05-03-310-018

Assessment roll updated June 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	524 E CHAPIN ST, MORRIS, IL 60450-2026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OTTAWA SAVINGS BANK
Jul 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Jul 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Feb 15, 2019	Deed of Trust, Mortgage FINANCIAL PLUS CU
Oct 16, 2018	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	2026639411
Prior Transfer Date	Aug 27, 2014
Prior Transfer Doc	0000548909
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jun 11, 2026
Property Address	524 E CHAPIN ST, MORRIS, IL 60450-2026
Document Number	0000639411
Instrument Date	May 26, 2026
Instrument	2026639411
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$48,722.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E CHAPIN ST, MORRIS, IL 60450-2026

Mortgage

Document Number	0000639412,
Date	Jun 11, 2026
Instrument	2026639412

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	524 E CHAPIN ST, MORRIS, IL 60450-2026
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000593559
Date	Jun 24, 2020
Instrument	593559

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2040

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	524 E CHAPIN ST, MORRIS, IL 60450-2026
Transaction Type	Mortgage
Record Updated	Aug 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000605120
Date	Jul 07, 2021
Instrument	605120

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	524 E CHAPIN ST, MORRIS, IL 60450-2026
Transaction Type	Mortgage
Record Updated	Aug 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000605149
Date	Jul 07, 2021
Instrument	605149

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	524 E CHAPIN ST, MORRIS, IL 60450-2026
Document Number	0000583049
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 01, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E CHAPIN ST MORRIS IL 604502026, MORRIS, IL 60450-2026

Mortgage

Document Number	0000583049
Date	Mar 01, 2019
Instrument	583049

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	MORRIS, IL 60450

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRUNDY IL
Recording Date	Oct 16, 2018
Property Address	524 E CHAPIN ST, MORRIS, IL 60450-2026
Document Number	0000580568
Instrument Date	Oct 12, 2018
Instrument	580568
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 E CHAPIN ST MORRIS IL 604502026, MORRIS, IL 60450-2026

Mortgage

Document Number	580569
Date	Oct 16, 2018
Instrument	580569

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Morris Township
Municipality	Morris City
Elementary School District	Morris School District 54 (PK - 08)
Secondary School District	Morris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,153.00 (+9.04%) Homeowner's exemption	$65,847 (+9.03%) Land $10,822 Building $55,025	$197,541 (+9.03%) Land $32,466 Building $165,075
2024	$4,726.00 (+35.84%)	$60,394 (+15.12%) Land $9,926 Building $50,468	$181,182 (+15.12%) Land $29,778 Building $151,404
2022	$3,479.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed	$52,462 Land $8,622 Building $43,840	$157,386 Land $25,866 Building $131,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grundy County (17063C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 605 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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