Wells County property record for 524 E Arnold St, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,880 sqft · built 1946 |
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,828 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-08-04-505-035.000-004 |
| Primary APN | 90-08-04-505-035.000-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| 1st Floor Area | 1,880 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Family Room | Family Room |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 9,278 sqft (0.213 acres) |
| Lot Dimensions | 157 ft deep x 59 ft wide |
| Terrain | High |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 314 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001537994 |
|---|---|
| Street Address | 524 E ARNOLD ST |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RW & JW TOWNLEYS SOUTH ADD LOT 91 (4-Q) |
| Legal Subdivision | R W & J W TOWNLEYS SOUTH ADD |
| Legal Lot Number | 91 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 40500 |
Source: Wells County records · APN 90-08-04-505-035.000-004
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 E ARNOLD ST, BLUFFTON, IN 46714-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU |
| Apr 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 524 E ARNOLD ST, BLUFFTON, IN 46714-3307 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020221622 |
|---|---|
| Date | Apr 08, 2022 |
| Instrument | 20221622 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 524 E ARNOLD ST, BLUFFTON, IN 46714-3307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210432 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 20210432 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 524 E ARNOLD ST, BLUFFTON, IN 46714-3307 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20181276 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 20181276 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 23, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bluffton City |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,828.00 (+24.35%) Homeowner's exemption | $223,800 (+27.23%) Land $19,800 Building $204,000 | $223,800 (+27.23%) Land $19,800 Building $204,000 |
| 2024 | $1,470.00 (+64.06%) | ||
| 2023 | $175,900 (+23.87%) Land $19,800 Building $156,100 | $175,900 (+23.87%) Land $19,800 Building $156,100 | |
| 2022 | $896.00 | $142,000 Land $12,200 Building $129,800 | $142,000 Land $12,200 Building $129,800 |
Source: FEMA National Flood Hazard Layer as of September 30, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: Verizon.
Based on FCC filings for 200 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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