524 Drager St, Ashland, OR 97520 Property Records

Jackson County property record for 524 Drager St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,273 sqft · built 1974
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Trust Names on File
Last Sale	$867,000 (Aug 2026)
Tax Bill	$6,581 (2025)
Deeds & Mortgages	Aug 2026 Sale Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E04BC1205`

Property Details

APN / Parcel Number

Primary APN	`391E04BC1205`
Alternative APNs	`391E04BC01205` `10047770`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,273 sqft Living Area
Gross Area	2,634 sqft
1st Floor Area	1,415 sqft
2nd Floor Area	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2015
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Deck Area	135 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	524 DRAGER ST
City	ASHLAND
State	OR
Zip	97520-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Range	01E
Legal Township	39S
Legal Section	04
Legal Quarter	2
Legal Subdivision	S & S SUBDIVISION
Legal Block	1
Legal Lot Number	4
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1037
Census Tract	1802

Owner

524 Drager St is owner-occupied and held in a trust since August 2026.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	524 DRAGER ST, ASHLAND, OR 97520-1105
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit ROGUE CREDIT UNION
Dec 16, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Dec 16, 2022 · Amount on File
Deed Document Number	202618760
Prior Transfer Date	Aug 19, 2003
Prior Transfer Doc	0000070000
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 20, 2026
Property Address	524 DRAGER ST, ASHLAND, OR 97520-1105
Document Number	0000018760
Instrument Date	Aug 17, 2026
Instrument	202618760
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	524 DRAGER ST, ASHLAND, OR 97520-1105

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Recording Date	Apr 27, 2026
Property Address	524 DRAGER ST, ASHLAND, OR 97520-1105
Document Number	0000008823
Instrument Date	Apr 22, 2026
Instrument	20268823
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 DRAGER ST, ASHLAND, OR 97520-1105

Mortgage

Document Number	0000008823,
Date	Apr 27, 2026
Instrument	20268823

Lender

Name	ROGUE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 15, 2051

Interest

Rate	6.74%
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 16, 2022
Property Address	524 DRAGER ST, ASHLAND, OR 97520-1105
Document Number	0000035471
Map Reference	VOL 12 PG 2
Instrument Date	Dec 14, 2020
Instrument	2022-035471
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 DRAGER ST, ASHLAND, OR 97520-1105

Mortgage

Document Number	0000035472
Date	Dec 16, 2022
Instrument	2022-035472

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 524 Drager St was $6,581, up 2.1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,030 (+3%)	$735,360 (+7.47%) Land $229,680 Building $505,680
2025	$6,581.00 (+2.14%)	$415,570 (+3%) Land $112,770 Building $302,800	$684,230 (-8.04%) Land $217,800 Building $466,430
2024	$6,443.00 (+3.37%)	$403,470 (+3%) Land $109,480 Building $293,990	$744,020 (-0.81%) Land $217,800 Building $526,220
2023	$6,233.00 (+3.32%)	$391,720 (+3%) Land $106,300 Building $285,420	$750,060 (+6.2%) Land $292,600 Building $457,460
2022	$6,033.00	$380,320 Land $103,210 Building $277,110	$706,250 Land $309,760 Building $396,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Drager St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Drager St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: AT&T, Hunter Communications.

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