Vernon County property record for 524 Division St, Stoddard, WI 54658
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $93,000 (Jan 2020) |
| Tax Bill | $1,145 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-00248-0000 |
| Primary APN | 181-00248-0000 |
|---|---|
| Alternative APN |
|
| Street Address | 524 DIVISION ST |
|---|---|
| City | STODDARD |
| State | WI |
| Zip | 54658-9568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTLOTS PT OF OL 26 & 27 VILLAGE OF STODDARD |
| Jurisdiction | VERNON WI |
| Township / Civil Division | STODDARD |
| Census Block Group | 1 |
| Census Block | 1092 |
| Census Tract | 960700 |
Source: Vernon County records, as of February 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 76, STODDARD, WI 54658-0076 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA |
| Jan 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2020 · Amount on Record |
| Deed Sale | Jan 6, 2020 · Amount on Record |
| Prior Sale | Mar 13, 2012 · Amount on Record |
| Deed Document Number | 511467 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 524 DIVISION ST, STODDARD, WI 54658-9568 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000512147 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 512147 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Address | STEVENS POINT, WI 54481 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERNON WI |
| Recording Date | Jan 6, 2020 |
| Property Address | 524 DIVISION ST, STODDARD, WI 54658-9568 |
| Document Number | 0000511467 |
| Instrument Date | Jan 2, 2020 |
| Instrument | 511467 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | ABLE TITLE COMPANY, EAGLE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000511468 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 511468 |
| Name | ASSOCIATED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
Source: Vernon County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Stoddard Village |
| Unified School District | De Soto Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,145.00 (+50.46%) | $89,000 (+73.49%) Land $31,000 Building $58,000 | $103,100 (+51.62%) |
| 2023 | $761.00 | $51,300 Land $20,900 Building $30,400 | $68,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2001–2023) |
| Most Recent Claim | Apr 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coon Valley Farmers Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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