524 Deer Pointe Ct, Fenton, MO 63026 Property Records

St. Louis County property record for 524 Deer Pointe Ct, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,803 sqft · built 1993
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$458,750 (Dec 2020)
Tax Bill	$6,656 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27O-23-0592`

Property Details

APN / Parcel Number

Primary APN	`27O-23-0592`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,803 sqft Living Area
Gross Area	3,843 sqft
1st Floor Area	1,273 sqft
Basement Area	200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	123 ft deep x 68 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Open Frame Porch
Porch Area	213 sqft
Patio Area	1,216 sqft
Balcony Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 DEER POINTE CT
City	FENTON
State	MO
Zip	63026-3061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	21R-3
Legal Description	COURTNEY ESTATES SECTION B OF PHASE III LOT 105
Legal Subdivision	COURTNEY ESTATES SECTION B OF PHASE III
Legal Phase	3
Legal Lot Number	105
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2035
Census Tract	221423

Owner

524 Deer Pointe Ct is owned and occupied by two individuals who bought it in December 2020.

Source: St. Louis County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	524 DEER POINTE CT, FENTON, MO 63026-3061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Jun 12, 2020	Deed of Trust, Mortgage GOLDEN OAK LNDG
Jun 20, 2018	Quit Claim Deed, Transfer US TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Prior Sale	Jun 18, 2012 · Amount on File
Deed Document Number	202037
Deed Book / Page	24542 / 5158
Prior Transfer Date	Jun 1, 2018
Prior Transfer Doc	0230760485
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Sep 22, 2026
Property Address	524 DEER POINTE CT, FENTON, MO 63026-3061
Document Number	0000000722
Instrument Date	Sep 12, 2026
Instrument	2026922722
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 DEER POINTE CT, FENTON, MO 63026-3061

Mortgage

Document Number	0000000722,
Date	Sep 22, 2026
Instrument	2026922722

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 29, 2020
Property Address	524 DEER POINTE CT, FENTON, MO 63026-3061
Document Number	0245425158
Book / Page	24542 / 5158
Map Reference	MB 314 PG 86
Instrument Date	Dec 16, 2020
Instrument	2020122900037
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	US TITLE SOUTH COUNTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2721 DEFENDER DR, 2721, WENTZVILLE, MO 63385-8096

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	524 DEER POINTE CT, FENTON, MO 63026-3061

Mortgage

Document Number	2020122900038
Date	Dec 29, 2020
Instrument	2020122900038

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	524 DEER POINTE CT, FENTON, MO 63026-3061
Document Number	0241541335
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 DEER POINTE CT FENTON MO 630263061, FENTON, MO 63026-3061

Mortgage

Document Number	0241541335
Date	Jul 30, 2020
Book Page	024154/001335
Instrument	303

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 20, 2018
Property Address	524 DEER POINTE CT, FENTON, MO 63026-3061
Document Number	0230760485
Book / Page	023076 / 000485
Instrument Date	Jun 1, 2018
Instrument	118
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 DEER POINTE CT FENTON MO 630263061, FENTON, MO 63026-3061

Tax Assessment & Valuation

The 2025 property tax bill for 524 Deer Pointe Ct was $6,656, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Fenton City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,840 (-) Land $29,510 Building $66,330	$504,400 (-) Land $155,300 Building $349,100
2025	$6,656.00 (+0.09%)	$95,840 Land $29,510 Building $66,330	$504,400 Land $155,300 Building $349,100
2024	$6,650.00 (+0.21%)
2023	$6,636.00	$93,580 Land $16,610 Building $76,970	$492,500 Land $87,400 Building $405,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Deer Pointe Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	394 (1979–2020)
Claims Outside the SFHA	52 of 394
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2008 · 23 claims Severe Storms, Tornadoes, Flooding, May 1994 · 38 claims Severe Storms & Flooding, Sep 1993 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Deer Pointe Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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