Lauderdale County property record for 524 Crest St, Florence, AL 35630
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 951 sqft · built 1960 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $127,400 (Sep 2025) |
| Tax Bill | $977 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-05-15-1-005-016-000 |
| Primary APN | 24-05-15-1-005-016-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 951 sqft Living Area |
| 1st Floor Area | 951 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 400 ft deep x 115 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 83027 |
|---|---|
| Street Address | 524 CREST ST |
| City | FLORENCE |
| State | AL |
| Zip | 35630-6120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 65 X 225 IRR RIVERWOOD S/D BLK 3 LOT 8 .46 AC/C SEC 15 T3S R11W PB 2 PG 77 |
| Legal Range | 11W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | RIVERWOOD ADD |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10200 |
Source: Lauderdale County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 524 CREST ST, FLORENCE, AL 35630-6120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Jul 6, 2015 · Amount on Record |
| Deed Document Number | 2025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 524 CREST ST, FLORENCE, AL 35630-6120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02026/3037 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 2026/3037 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Sep 24, 2025 |
| Property Address | 524 CREST ST, FLORENCE, AL 35630-6120 |
| Document Number | 2025/45376 |
| Book / Page | 2025 / 45376 |
| Map Reference | MB 2 PG 77 |
| Instrument Date | Sep 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 ACTON DR, FLORENCE, AL 35634-2408 |
| Name | Verified Name |
|---|---|
| Address | 524 CREST ST, FLORENCE, AL 35630-6120 |
| Document Number | 0202545378 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025/45378 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Municipality | Florence City |
| Unified School District | Florence City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $977.00 (-5.79%) | $19,940 (-5.85%) | $99,660 (-5.89%) Land $19,300 Building $80,360 |
| 2024 | $1,037.00 (+11.63%) | $21,180 (+635.42%) Land $3,180 Building $18,000 | $105,900 (+11.76%) Land $15,900 Building $90,000 |
| 2023 | $929.00 (+13.43%) | $2,880 (-82.78%) Land $2,880 | $94,760 (+13.35%) Land $14,400 Building $80,360 |
| 2022 | $819.00 | $16,720 | $83,600 Land $15,800 Building $67,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1990–1991) |
| Most Recent Claim | Dec 1991 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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