524 Copper Lakes Blvd, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 524 Copper Lakes Blvd, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,214 sqft · built 1992
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$254,900 (Aug 2002)
Tax Bill	$5,368 (2025)
Deeds & Mortgages	Apr 2023 Sale Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24U-61-0234`

Property Details

APN / Parcel Number

Primary APN	`24U-61-0234`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,214 sqft Living Area
Gross Area	2,739 sqft
1st Floor Area	1,044 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	45 ft deep x 111 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	120 sqft
Deck Area	392 sqft
Patio Area	392 sqft
Balcony Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 COPPER LAKES BLVD
City	WILDWOOD
State	MO
Zip	63040-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R2
Legal Description	COPPER LAKES PLAT ONE 8 22 90 LOT 80
Legal Subdivision	COPPER LAKES PLAT ONE
Legal Lot Number	80
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1028
Census Tract	221506

Owner

524 Copper Lakes Blvd is owned and occupied by an individual who acquired it in March 2023.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	524 COPPER LAKES BLVD, WILDWOOD, MO 63040-1924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Beneficiary Deed, Transfer
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 31, 2018	Deed of Trust, Mortgage QUICKEN LNS
May 11, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2002 · Amount on File
Deed Sale	Aug 8, 2002 · Amount on File
Deed Document Number	2002322
Deed Book / Page	14037 / 1336
Last Transfer Date	Mar 28, 2023
Transfer Doc	0000000492
Record Updated	Oct 29, 2026

April 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 25, 2023
Property Address	524 COPPER LAKES BLVD, GROVER, MO 63040-1924
Document Number	2023042500492
Map Reference	MB 295 PG 63-65
Instrument Date	Mar 28, 2023
Instrument	2023042500492
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 COPPER LAKES BLVD, WILDWOOD, MO 63040-1924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 COPPER LAKES BLVD, WILDWOOD, MO 63040-1924

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	524 COPPER LAKES BLVD, GROVER, MO 63040-1924
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 COPPER LAKES BLVD, WILDWOOD, MO 63040-1924

Mortgage

Document Number	0250242093
Date	Aug 3, 2021
Book Page	25024/2093
Instrument	2021080300375

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	118 Months
Due	Jun 1, 2031

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	524 COPPER LAKES BLVD, GROVER, MO 63040-1924
Document Number	0231861557
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 COPPER LAKES BLVD WILDWOOD MO 630401924, WILDWOOD, MO 63040-1924

Mortgage

Document Number	0231861557
Date	Sep 7, 2018
Book Page	023186/001557
Instrument	252

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 6, 2033

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	524 COPPER LAKES BLVD, GROVER, MO 63040-1924
Document Number	0225521824
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	ALL OHIO TITLE, SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 COPPER LAKES BLVD WILDWOOD MO 630401924, WILDWOOD, MO 63040-1924

Mortgage

Document Number	0225521824
Date	Jun 5, 2017
Book Page	022552/001824
Instrument	311

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 524 Copper Lakes Blvd was $5,368, up 15.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,770 (-) Land $27,320 Building $51,450	$414,600 (-) Land $143,800 Building $270,800
2025	$5,368.00 (+15.84%)	$78,770 Land $27,320 Building $51,450	$414,600 Land $143,800 Building $270,800
2024	$4,634.00 (+0.09%)
2023	$4,630.00 (-1.64%)	$66,650 (+5.91%) Land $17,080 Building $49,570	$350,800 Land $89,900 Building $260,900
2022	$4,707.00	$62,930 Land $19,020 Building $43,910
2021			$331,200 Land $100,100 Building $231,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Copper Lakes Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Copper Lakes Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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