524 Concord St, Malmo, NE 68040 Property Records

Saunders County property record for 524 Concord St, Malmo, NE 68040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,088 sqft · built 1913
Lot Size	1.31 acres (57,064 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Aug 2015)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2689-15-4-07010-000-6000`

Property Details

APN / Parcel Number

Primary APN	`2689-15-4-07010-000-6000`
Alternative APN	`005466000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	640 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.31 acres)
Lot Dimensions	300 ft deep x 190 ft wide
Garage Type	Mixed
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	524 CONCORD ST
City	MALMO
State	NE
Zip	68040-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	TRACT 11 15-15-6 TRACTS IN 15-15-6 MALMO; MAP NUMBER: 2689-15-4-07010-000-6000
Legal Range	06
Legal Township	15
Legal Section	15
Legal Subdivision	MALMO-TRACTS
Legal Tract	11
Jurisdiction	SAUNDERS NE
Township / Civil Division	MARIPOSA
Census Block Group	2
Census Block	2035
Census Tract	968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 98, MALMO, NE 68040-0098
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST LINCOLN FCU
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2015 · Amount on Record
Deed Sale	Aug 21, 2015 · Amount on Record
Deed Document Number	2015245
Deed Book / Page	466 / 178
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	524 CONCORD ST, MALMO, NE 68040-5503
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005760781
Date	Feb 25, 2022
Book Page	576/781
Instrument	2022-02-382

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	524 CONCORD ST, MALMO, NE 68040-5503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005190803
Date	Jul 12, 2019
Book Page	519/803
Instrument	2019-07-163

Lender

Name	FIRST LINCOLN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2024

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	524 CONCORD ST, MALMO, NE 68040-5503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005400353
Date	Jul 30, 2020
Book Page	540/353
Instrument	2020-07-580

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Mariposa Township
Municipality	Malmo Village
Unified School District	Wahoo Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,336.00 (-14.03%)	$123,155 (+20.27%) Land $21,550 Building $101,605	$123,155 (+20.27%) Land $21,550 Building $101,605
2023	$1,554.00	$102,402 Land $9,660 Building $92,742	$102,402 Land $9,660 Building $92,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MALMO serves 95 people · EPA ID NE3115510
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.65 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Northeast Nebraska Telephone Company Fiber	100 / 100

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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