Hamilton County property record for 524 Concord Ln, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,765 sqft · built 1969 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,893 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-30-308-012.000-018 |
| Primary APN | 29-10-30-308-012.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,765 sqft Living Area |
| 1st Floor Area | 1,785 sqft |
| 2nd Floor Area | 980 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 175 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1610300308012000 |
|---|---|
| Street Address | 524 CONCORD LN |
| City | CARMEL |
| State | IN |
| Zip | 46032-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, CONCORD VILLAGE, SECTION 1, LOT 22 & PT 21, IRREGULAR SHAPE |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 30 |
| Legal Subdivision | CONCORD VILLAGE |
| Legal Lot Number | 22,21 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 111007 |
524 Concord Ln is owned and occupied by two individuals.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 524 CONCORD LN, CARMEL, IN 46032-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $452,400 (+2.84%) Land $67,600 Building $384,800 | $452,400 (+2.84%) Land $67,600 Building $384,800 | |
| 2024 | $4,893.00 (+5.29%) | $439,900 (+1.88%) Land $67,600 Building $372,300 | $439,900 (+1.88%) Land $67,600 Building $372,300 |
| 2023 | $4,647.00 (+12.82%) Homeowner's exemption | $431,800 (+18.79%) Land $67,600 Building $364,200 | $431,800 (+18.79%) Land $67,600 Building $364,200 |
| 2022 | $4,119.00 | $363,500 Land $67,600 Building $295,900 | $363,500 Land $67,600 Building $295,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 Concord Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 Concord Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, Xfinity.
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