Whatcom County property record for 524 Chatham Pl, Everson, WA 98247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,377 sqft · built 1992 |
| Lot Size | 0.479 acres (20,887 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $179,900 (Apr 2002) |
| Tax Bill | $5,112 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 487232 |
| Primary APN | 487232 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,377 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| 2nd Floor Area | 942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 20,887 sqft (0.479 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Deck Area | 59 sqft |
| Patio Area | 59 sqft |
| Balcony | Balcony |
| Balcony Area | 60 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 487232 |
|---|---|
| Street Address | 524 CHATHAM PL |
| City | EVERSON |
| State | WA |
| Zip | 98247-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 3 SHALOM SHORT PLAT AS REC BOOK 23 SHORT PLATS PG 25 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 01 |
| Legal Subdivision | SHALOM SHORT PLAT |
| Legal Lot Number | 3 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10702 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 524 CHATHAM PL, EVERSON, WA 98247-9725 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| Oct 2, 2023 | Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE |
| Aug 7, 2017 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2002 · Amount on Record |
| Deed Sale | Apr 23, 2002 · Amount on Record |
| Prior Sale | Apr 23, 2002 · Amount on Record |
| Deed Document Number | 2020403786 |
| Last Transfer Date | Mar 23, 2011 |
| Transfer Doc | 2110302561 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 524 CHATHAM PL, EVERSON, WA 98247-9725 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 0000200154 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021-0200154 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 31, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 524 CHATHAM PL, EVERSON, WA 98247-9725 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 524 CHATHAM PL, EVERSON, WA 98247-9725 |
| Document Number | 0001000033 |
|---|---|
| Date | Oct 2, 2023 |
| Instrument | 2023-1000033 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 524 CHATHAM PL, EVERSON, WA 98247-9725 |
| Document Number | 2170801231 |
| Instrument Date | Aug 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 524 CHATHAM PL EVERSON WA 982479725, EVERSON, WA 98247-9725 |
| Document Number | 2170801231 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 801231 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Everson City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,112.00 (+31.65%) | $556,373 (+20.35%) Land $225,720 Building $330,653 | $556,373 (+20.35%) Land $225,720 Building $330,653 |
| 2022 | $462,278 Land $155,120 Building $307,158 | $462,278 Land $155,120 Building $307,158 | |
| 2021 | $3,883.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1983–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EVERSON serves 3,893 people · EPA ID WA5324200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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