524 Cactus Dr, Belton, MO 64012 Property Records

Cass County property record for 524 Cactus Dr, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,164 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,256 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-02-10-000-000-014.000`

Property Details

APN / Parcel Number

Primary APN	`05-02-10-000-000-014.000`
Alternative APN	`1401828`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	582 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	131 ft deep x 112 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	79 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1401828
Street Address	524 CACTUS DR
City	BELTON
State	MO
Zip	64012-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIMARRON TRAILS LOT 25 BLK 8
Legal Range	33
Legal Township	46
Legal Section	10
Legal Subdivision	CIMARRON TRAILS
Legal Block	8
Legal Lot Number	25
Jurisdiction	CASS MO
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1003
Census Tract	60100

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	113 W 125TH TER, KANSAS CITY, MO 64145-1127
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit R-G FCU
Jun 30, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 18, 2023
Deed Sale	Aug 18, 2023
Deed Document Number	738403
Deed Book / Page	4985 / 145
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	524 CACTUS DR, BELTON, MO 64012-3210
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004375/053
Date	Jul 1, 2019
Book Page	4375/053
Instrument	647144

Lender

Name	R-G FCU
Type	Credit Union
Address	RAYMORE, MO 64083

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	524 CACTUS DR, BELTON, MO 64012-3210
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 CACTUS DR, BELTON, MO 64012-3210

Mortgage

Document Number	0004870/12
Date	Jun 30, 2022
Book Page	4870/12
Instrument	718988

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	214 Months
Due	Apr 1, 2040

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	524 CACTUS DR, BELTON, MO 64012-3210
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 W 125TH TER, KANSAS CITY, MO 64145-1127

Mortgage

Document Number	0004987/76
Date	Aug 24, 2023
Book Page	4987/76
Instrument	738641

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 1, 2033
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Aug 18, 2023
Property Address	524 CACTUS DR, BELTON, MO 64012-3210
Document Number	004985/145
Book / Page	4985 / 145
Map Reference	MB 9 PG 14
Instrument Date	Aug 10, 2023
Instrument	738403
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 CACTUS DR, BELTON, MO 64012-3210

Mortgage

Document Number	0000498776
Date	Aug 18, 2023
Instrument	4987/76

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 1, 2033
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,256.00 (+157.59%)	$17,140 (+11.52%) Land $2,810 Building $14,330	$90,210 (+11.49%) Land $14,780 Building $75,430
2023	$1,264.00 (+4,761.54%)	$15,370 (+9.08%) Land $2,550 Building $12,820	$80,910 (+9.09%) Land $13,440 Building $67,470
2022	$26.00	$14,090 Land $2,550 Building $11,540
2021			$74,170 Land $13,440 Building $60,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web.

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