524 Bridgewater Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 524 Bridgewater Ct, Saint Charles, MO 63304 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,756 sqft · built 1984
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$309,080 (Aug 2016)
Tax Bill$3,444 (2025)
Flood ZoneZone X (minimal risk)
APN538650J109

Property Details

APN / Parcel Number

Primary APN538650J109
Alternative APN
  • 3-0115-5613-00-0040.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,756 sqft Living Area
Gross Area3,056 sqft
1st Floor Area916 sqft
Basement Area840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleBi-Level
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number538650J109
Street Address524 BRIDGEWATER CT
CitySAINT CHARLES
StateMO
Zip63304-5593
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY WOODS #8 LOT 40
Legal SubdivisionSPRING VALLEY WOODS #8
Legal Lot Number40
JurisdictionST CHARLES MO
Township / Civil DivisionST. PETERS
Census Block Group1
Census Block1000
Census Tract311221

Owner

Source: St. Charles County records · APN 538650J109

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address524 BRIDGEWATER CT, SAINT CHARLES, MO 63304-5593
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2016 · Amount on Record
Deed SaleAug 25, 2016 · Amount on Record
Prior SaleJun 19, 2006 · Amount on Record
Deed Document Number201655185
Deed Book / Page6599 / 411
Prior Transfer DateOct 06, 2011
Prior Transfer Doc0056540780
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,444.00 (+6.2%)$57,987 (+6.92%)$305,197 (+6.92%) Land $56,000 Building $249,197
2024$3,243.00
2023$54,233
2022$285,439 Land $56,000 Building $229,439

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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