San Diego County property record for 524 Bent Trail Dr, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,341 sqft · built 2004 |
| Lot Size | 0.185 acres (8,063 sqft) |
| Owner | Company Name on Record |
| Last Sale | $637,500 (Jul 2003) |
| Tax Bill | $10,657 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-723-08-00 |
| Primary APN | 595-723-08-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,341 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 8,063 sqft (0.185 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 524 BENT TRAIL DR |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-4157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC6SF2 |
| Legal Description | LOT 49 TR 014163 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 014163 |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21306 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1947, BONITA, CA 91908-1947 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 12, 2021 | Intrafamily Transfer, Transfer |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2003 · Amount on Record |
| Deed Sale | Jul 18, 2003 · Amount on Record |
| Deed Document Number | 2003860546 |
| Last Transfer Date | Mar 11, 2005 |
| Transfer Doc | 0000207669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 524 BENT TRAIL DR, CHULA VISTA, CA 91914-4157 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1947, BONITA, CA 91908-1947 |
| Document Number | 0000760915 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021-0760915 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 12, 2021 |
| Property Address | 524 BENT TRAIL DR, CHULA VISTA, CA 91914-4157 |
| Document Number | 0000280858 |
| Map Reference | MAP 14163 |
| Instrument Date | Mar 20, 2021 |
| Instrument | 2021-0280858 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 13735 VISTA DE LOS PINOS, JAMUL, CA 91935-3107 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 524 BENT TRAIL DR, CHULA VISTA, CA 91914-4157 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000556130 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 2019-0556130 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 11.5% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $924,189 (+2%) Land $232,024 Building $692,165 | |
| 2025 | $10,657.00 (+5.37%) | $906,069 (+4.04%) Land $227,475 Building $678,594 |
| 2023 | $10,114.00 (+2.87%) | $870,888 Land $218,643 Building $652,245 |
| 2022 | $9,832.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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