524 Bayview Ct, McHenry, IL 60051 Property Records

McHenry County property record for 524 Bayview Ct, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,304 sqft · built 1996
Lot Size1.03 acres (44,867 sqft)
OwnerIndividual Name on File
Last Sale$820,500 (Sep 2021)
Deeds & MortgagesSep 2021 Sale
Jul 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN10-20-201-004

Property Details

APN / Parcel Number

Primary APN10-20-201-004

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,304 sqft Living Area
Gross Area4,608 sqft
1st Floor Area2,304 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Exterior MaterialBrick
Foundation TypeRaised
Lot Area44,867 sqft (1.03 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Patio Area250 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address524 BAYVIEW CT
CityMCHENRY
StateIL
Zip60051-9617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0048121 PT LT 8 MCHENRY PLAT NO 20
Legal Range09E
Legal Township45N
Legal Section20
Legal SubdivisionWATERS EDGE/PISTAKE LAKE
Legal Block201
Legal Lot Number8
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1018
Census Tract870702

Owner

524 Bayview Ct is owned and occupied by an individual who bought it in September 2021.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address524 BAYVIEW CT, MCHENRY, IL 60051-9617
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Warranty Deed, Transfer
Jul 29, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2021 · Amount on File
Deed SaleSep 1, 2021 · Amount on File
Prior SaleJul 29, 2020 · Amount on File
Deed Document Number2021R0048121
Record UpdatedJun 7, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateSep 1, 2021
Property Address524 BAYVIEW CT, MCHENRY, IL 60051-9617
Document Number0000048121
Instrument DateAug 30, 2021
Instrument2021R0048121
Transaction TypeTransfer
Record UpdatedSep 10, 2021

Transaction

AmountAmount on Record
Tax$820.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6512 GIANT OAKS, 6512, WONDER, IL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address524 BAYVIEW CT, MCHENRY, IL 60051-9617

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 29, 2020
Property Address524 BAYVIEW CT, MCHENRY, IL 60051-9617
Document Number0000028925
Instrument DateJul 21, 2020
Instrument2020R0028925
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$427.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 BAYVIEW CT, MCHENRY, IL 60051-9617

Mortgage

Document Number0000028926
DateJul 29, 2020
Instrument2020R0028926
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$159,657 Land $47,655 Building $112,002$478,971 Land $142,965 Building $336,006

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Bayview Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation741.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims38 (1979–2026)
Claims Outside the SFHA3 of 38
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims
  • Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Bayview Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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