524 Arrowhead Dr, Sidney, OH 45365 Property Records

Shelby County property record for 524 Arrowhead Dr, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,657 sqft · built 1974
Lot Size	0.626 acres (27,270 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Mar 2025)
Tax Bill	$1,965 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-1918351.010`

Property Details

APN / Parcel Number

Primary APN	`16-1918351.010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,657 sqft Living Area
1st Floor Area	1,657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Brick
Roof Material	Shingle
Lot Area	27,270 sqft (0.626 acres)
Lot Dimensions	303 ft deep x 90 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 ARROWHEAD DR
City	SIDNEY
State	OH
Zip	45365-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4257 IN INDIAN HEIGHTS SUB IN THE CITY OF SIDNEY 125-19-18-351-010PLAT V9 P18
Legal Subdivision	INDIAN HEIGHTS SUBDIVISION
Legal Lot Number	4257
Jurisdiction	SHELBY OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1003
Census Tract	972100

Owner

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 ARROWHEAD DR, SIDNEY, OH 45365-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK
Sep 8, 2020	Deed of Trust, Mortgage UNITED SAVINGS BANK
Dec 12, 2019	Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Aug 28, 2019	Deed in Lieu of Foreclosure, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC SERVICING SLN
Sep 13, 2019	Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	Aug 28, 2019
Deed Document Number	20251380
Deed Book / Page	2324 / 4894
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	524 ARROWHEAD DR, SIDNEY, OH 45365-1802
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2304/1084
Date	Sep 28, 2021
Book Page	2304/1084
Instrument	202100006695

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	524 ARROWHEAD DR, SIDNEY, OH 45365-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2242/212
Date	Sep 8, 2020
Book Page	2242/212
Instrument	202000005431

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY OH
Recording Date	Dec 12, 2019
Property Address	524 ARROWHEAD DR, SIDNEY, OH 45365-1802
Document Number	002199/731
Book / Page	2199 / 731
Map Reference	MB 9 PG 18
Instrument Date	Nov 22, 2019
Instrument	201900006562
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	524 ARROWHEAD DR, SIDNEY, OH 45365-1802
Investor	Possibly a Property Investor

Mortgage

Document Number	201900006563
Date	Dec 12, 2019
Instrument	201900006563

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

August 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SHELBY OH
Recording Date	Aug 28, 2019
Property Address	524 ARROWHEAD DR, SIDNEY, OH 45365-1802
Document Number	002183/531
Book / Page	2183 / 531
Map Reference	MB 9 PG 18
Instrument Date	Jul 22, 2019
Instrument	201900004263
Transaction Type	Foreclosure
Record Updated	Feb 28, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC SERVICING SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10500 KINCAID DR STE 300, 300, FISHERS, IN 46037-9764

September 2019: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Sep 13, 2019
Property Address	524 ARROWHEAD DR, SIDNEY, OH 45365-1802
Document Number	002186/245
Book / Page	2186 / 245
Map Reference	MB 9 PG 18
Instrument Date	Jun 11, 2019
Instrument	201900004619
Transaction Type	Foreclosure
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Franklin Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,965.00 (-5.98%)	$60,000 (-) Land $13,780 Building $46,220
2024	$2,090.00 (-8.89%) Homeowner's exemption	$60,000 (-) Land $13,780 Building $46,220
2023	$2,294.00 (+5.13%) Homeowner's exemption	$60,000 (+19.21%) Land $13,780 Building $46,220	$171,440 (+19.22%) Land $39,380 Building $132,060
2022	$2,182.00 Homeowner's exemption	$50,330 Land $13,800 Building $36,530
2020			$143,800 Land $39,420 Building $104,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

524 Arrowhead Dr, Sidney, OH 45365 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2019: Deed in Lieu of Foreclosure, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2019: Warranty Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Arrowhead Dr

Nearby Streets

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