524 Armory St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 524 Armory St, Springfield, MA 01104

Property Summary

Property TypeTriplex
Details8 bd · 3 ba · 3,695 sqft · built 1903
Lot Size0.121 acres (5,249 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Nov 2023)
Tax Bill$5,312 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Apr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNSPRI S:00645 P:0112

Property Details

APN / Parcel Number

Primary APNSPRI S:00645 P:0112
Alternative APN
  • 6450112

Interior

Bedrooms8 Beds
Full Baths3 Baths
Total Rooms17 Rooms
Units3 Units
Stories2 Stories
Building Area3,695 sqft Living Area
1st Floor Area1,428 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Architectural StyleTriplex
Exterior MaterialAluminum/Vinyl
Lot Area5,249 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number6450112
Street Address524 ARMORY ST
CitySPRINGFIELD
StateMA
Zip01104-1956
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1000
Census Tract800500

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address524 ARMORY ST, SPRINGFIELD, MA 01104-1956
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2023Quit Claim Deed, Transfer · FHA Mortgage
NORCOM MORTGAGE
Apr 26, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2023 · Amount on Record
Deed SaleNov 3, 2023 · Amount on Record
Prior SaleFeb 28, 2012
Deed Document Number202352413
Deed Book / Page25215 / 68
Prior Transfer DateNov 2, 2023
Prior Transfer Doc0025215-68
Record UpdatedOct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateNov 3, 2023
Property Address524 ARMORY ST, SPRINGFIELD, MA 01104-1956
Document Number0025215-68
Book / Page25215 / 68
Instrument DateNov 2, 2023
Instrument52413
Transaction TypeTransfer
Record UpdatedNov 17, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1693 NORTHAMPTON ST, HOLYOKE, MA 01040-1935

Mortgage

Document Number0000052414
DateNov 3, 2023
Instrument52414
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address524 ARMORY ST, SPRINGFIELD, MA 01104-1956
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22146-156
DateApr 26, 2018
Book Page22146/156
Instrument22186
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,312.00 (-10.13%)$343,600 (-8.86%) Land $49,000 Building $294,600
2025$5,911.00 (+118.04%)$377,000 (+137.11%) Land $30,300 Building $346,700
2023$2,711.00$159,000 Land $27,600 Building $131,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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