524 Ann St, Festus, MO 63028 Property Records

Jefferson County property record for 524 Ann St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,290 sqft · built 2005
Lot Size	0.188 acres (8,197 sqft)
Owner	2 Individual Names on File
Last Sale	$222,110 (Oct 2024)
Tax Bill	$1,718 (2025)
Deeds & Mortgages	Aug 2023 Sale Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.01025007`

Property Details

APN / Parcel Number

Primary APN	`193.006.01025007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,290 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,290 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	8,197 sqft (0.188 acres)
Lot Dimensions	142 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	302 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	524 ANN ST
City	FESTUS
State	MO
Zip	63028-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	RC MOORES 2ND ADD LOT 9 BLOCK 4
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	RC MOORES 2ND ADD
Legal Block	4
Legal Lot Number	9
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	4
Census Block	4004
Census Tract	700801

Owner

524 Ann St is owned and occupied by two individuals who bought it in October 2024.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	524 ANN ST, FESTUS, MO 63028-1313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Beneficiary Deed, Transfer
Aug 8, 2023	Affidavit of Death of Joint Tenant, Transfer
Sep 14, 2020	Warranty Deed, Transfer WRIGHT FIN'L
Nov 3, 2017	Quit Claim Deed, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Apr 26, 2017	Grant Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2024 · Amount on File
Deed Sale	Oct 22, 2024 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	202426570
Prior Transfer Date	Aug 3, 2023
Prior Transfer Doc	0000019370
Record Updated	Oct 29, 2026

August 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 8, 2023
Property Address	524 ANN ST, FESTUS, MO 63028-1313
Document Number	0000019370
Map Reference	MB 2 PG 20
Instrument Date	Aug 7, 2023
Instrument	2023R-019370
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	524 ANN ST, FESTUS, MO 63028-1313

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	JEFFERSON MO
Recording Date	Aug 8, 2023
Property Address	524 ANN ST, FESTUS, MO 63028-1313
Document Number	0000019369
Map Reference	MB 2 PG 20
Instrument Date	Aug 7, 2023
Instrument	2023R-019369
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 14, 2020
Property Address	524 ANN ST, FESTUS, MO 63028-1313
Document Number	0000034007
Instrument Date	Sep 8, 2020
Instrument	34007
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 ANN ST FESTUS MO 630281313, FESTUS, MO 63028-1313

Mortgage

Document Number	34008
Date	Sep 14, 2020
Instrument	34008

Lender

Name	WRIGHT FIN'L
Type	Funding / Finance Company
Address	CRYSTAL CITY, MO 63019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 3, 2017
Property Address	524 ANN ST, FESTUS, MO 63028-1313
Document Number	0000035063
Instrument Date	Oct 30, 2017
Instrument	35063
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	NATIONS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 ANN ST FESTUS MO 630281313, FESTUS, MO 63028-1313

Mortgage

Document Number	35064
Date	Nov 3, 2017
Instrument	35064

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 26, 2017
Property Address	524 ANN ST, FESTUS, MO 63028-1313
Document Number	0000012524
Instrument Date	Apr 21, 2017
Instrument	12524
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 ANN ST FESTUS MO 630281313, FESTUS, MO 63028-1313

Mortgage

Document Number	12525
Date	Apr 26, 2017
Instrument	12525

Lender

Name	FRANKLIN AMERICAN MTG
Type	Mortgage Company
Address	IRVING, TX 75039

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 524 Ann St was $1,718.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,300 (-) Land $1,500 Building $29,800	$165,000 (-) Land $8,100 Building $156,900
2025	$1,718.00	$31,300 Land $1,500 Building $29,800	$165,000 (-) Land $8,100 Building $156,900
2024			$165,000 (+7.98%) Land $8,100 Building $156,900
2023	$1,633.00	$29,000 (-) Land $1,500 Building $27,500	$152,800 Land $8,100 Building $144,700
2022	$1,633.00	$29,000 Land $1,500 Building $27,500
2021			$152,800 Land $8,100 Building $144,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Ann St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (1982–2024)
Claims Outside the SFHA	5 of 21
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 524 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

Nearby Properties on Ann St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures