Shiawassee County property record for 524 Ament St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 920 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $12,000 (Jan 2017) |
| Tax Bill | $1,726 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-070-001-013-00 |
| Primary APN | 050-070-001-013-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Basement Area | 920 sqft |
| Unfinished Basement | 920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 524 AMENT ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLK 1 BUSHS ADD |
| Legal Subdivision | BUSHS ADD |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30800 |
524 Ament St is owned and occupied by an individual who bought it in January 2017.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 AMENT ST, OWOSSO, MI 48867-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 3, 2019 | Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS |
| Jan 13, 2017 | Grant Deed, Transfer SERVICELINK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2017 · Amount on File |
| Deed Sale | Jan 13, 2017 · Amount on File |
| Prior Sale | Aug 17, 2016 · Amount on File |
| Deed Document Number | 20173293359 |
| Deed Book / Page | 1230 / 54 |
| Prior Transfer Date | Aug 11, 2016 |
| Prior Transfer Doc | 0012250482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 524 AMENT ST, OWOSSO, MI 48867-4308 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 524 AMENT ST, OWOSSO, MI 48867-4308 |
| Document Number | 0012810626 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 1281/626 |
| Instrument | 3345391 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 3, 2019 |
| Property Address | 524 AMENT ST, OWOSSO, MI 48867-4308 |
| Document Number | 0012560898 |
| Book / Page | 001256 / 000898 |
| Instrument Date | May 2, 2019 |
| Instrument | 3320409 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $645.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1533 S M 52 OWOSSO MI 488678915, OWOSSO, MI 48867-8915 |
| Document Number | 12560899 |
|---|---|
| Date | May 3, 2019 |
| Book Page | 001256/000899 |
| Instrument | 3320410 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 13, 2017 |
| Property Address | 524 AMENT ST, OWOSSO, MI 48867-4308 |
| Document Number | 0012300054 |
| Book / Page | 001230 / 000054 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 3293359 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3380 WEBBERVILLE RD WILLIAMSTON MI 488959542, WILLIAMSTON, MI 48895-9542 |
The 2025 property tax bill for 524 Ament St was $1,726 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,700 (+10.56%) | $121,400 (+10.56%) | |
| 2025 | $1,726.00 Homeowner's exemption | $54,900 | $109,800 |
| 2023 | $1,646.00 Homeowner's exemption | $45,300 | $90,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 Ament St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 524 Ament St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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