524 8th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 524 8th Ave, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 870 sqft · built 1941
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Feb 2023)
Tax Bill$2,236 (2026)
Deeds & MortgagesFeb 2023 Sale & Mortgage
APN23-7662-39060

Property Details

APN / Parcel Number

Primary APN23-7662-39060

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Stories1 Story
Building Area870 sqft Gross Area
1st Floor Area870 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1995
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeWood
Roof MaterialOther
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
Deck Area28 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Street Address524 8TH AVE
CityTWO HARBORS
StateMN
Zip55616-1308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 BLOCK 39
Legal Block39
Legal Lot Number6
JurisdictionLAKE MN
Township / Civil DivisionTWO HARBORS
Census Block Group4
Census Block4026
Census Tract370400

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address524 8TH AVE, TWO HARBORS, MN 55616-1308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2023 · Amount on Record
Deed SaleFeb 24, 2023 · Amount on Record
Deed Document Number20231514204
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateFeb 27, 2023
Property Address524 8TH AVE, TWO HARBORS, MN 55616-1308
Document NumberA000201907
Instrument DateFeb 24, 2023
InstrumentA000201907
Transaction TypeTransfer
Record UpdatedMar 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address524 8TH AVE, TWO HARBORS, MN 55616-1308

Mortgage

Document NumberA000201908
DateFeb 27, 2023
InstrumentA000201908
Lender
NameBAY EQUITY LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,236.00 (+9.07%) Homeowner's exemption$242,400 (-2.88%) Land $25,600 Building $216,800$242,400 (-2.88%) Land $25,600 Building $216,800
2025$2,050.00
2023$249,600 Land $18,800 Building $230,800$249,600 Land $18,800 Building $230,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2012–2019)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTwo Harbors
serves 3,698 people · EPA ID MN1380005
Water SourceSurface water
Last State InspectionSep 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on 8th Ave

Nearby Streets

Search Property Records by Address or Parcel Number