524 7th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 524 7th Ave S, Saint Cloud, MN 56301 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail > Clubs, Lodges, Professional Associations
Bedrooms	15 Beds
Bathrooms	4 Baths
Year Built	Built 1890
Square Footage	4,770 sqft Living Area
Lot Size	14,375 sqft (0.33 acres)
Garage	672 sqft
Last Sale	$325,000 (2023)
Tax Bill	$4.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`82-44721-0000`

Interior

Bedrooms	15 Beds
Full Baths	4 Baths
Total Rooms	20 Rooms
Building Area	4,770 sqft Living Area
1st Floor	2,061 sqft 1st Floor
Stories	3 Stories
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick Exterior
Roof Material	Asphalt Roof
Lot Area	14,375 sqft (0.33 acres)
Lot Width	110 ft Width
Parking Spaces	2 Parking Spaces
Garage Area	672 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	524 7TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-4313
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Clubs, Lodges, Professional Associations
Legal Description	LOTS 11 & 12 BLK 48 TOWN OF ST. CLOUD CITY & LOT 11 & 12 BLK 48 A A BROWN'S ADD, CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	A A BROWNS ADD
Legal Block	48
Legal Lot Number	11-12
Jurisdiction	STEARNS MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1016
Census Tract	303

Owner

Source: Stearns County records · APN 82-44721-0000

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	524 7TH AVE S, SAINT CLOUD, MN 56301-4313
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 05, 2023 · Amount on Record
Deed Sale	Jul 05, 2023 · Amount on Record
Record Refreshed	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 02, 2023
Property Address	524 7TH AVE S, SAINT CLOUD, MN 56301-4313
Document Number	00A1657447
Instrument Date	Jul 05, 2023
Instrument	A1657447
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	EDINA REALTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 7TH AVE S, SAINT CLOUD, MN 56301-4313

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,000 (-) Land $45,000 Building $247,000	$292,000 (-) Land $45,000 Building $247,000
2025	$4.00 (-5%)	$292,000 (-) Land $45,000 Building $247,000	$292,000 (-) Land $45,000 Building $247,000
2024	$8.00 (-99.75%)
2023	$3,248.00	$292,000 Land $30,000 Building $262,000	$292,000 Land $30,000 Building $262,000

Flood & Wildfire

524 7th Ave S is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.