Monroe County property record for 524 65th St Ocean, Marathon, FL 33050
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft · built 1984 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Jul 2019) |
| Tax Bill | $3,011 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2019 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00341490-000000 |
| Primary APN | 00341490-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 239 sqft |
| Deck Area | 40 sqft |
| Patio Area | 172 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1419133 |
|---|---|
| Old Parcel Number | 11663200341490000000 |
| Street Address | 524 65TH STREET OCEAN |
| City | MARATHON |
| State | FL |
| Zip | 33050-2748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK D LT 2 PUERTA DEL SOL PB3-117 KEY VACA OR319-412/13 OR548-301 OR420-503 OR1066-119 OR1068-1447 OR1368-1580 OR1423-1599 |
| Legal Range | 32E |
| Legal Township | 66S |
| Legal Section | 11 |
| Legal Subdivision | PUERTA DEL SOL |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | MIDDLE KEYS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 971200 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5800 OVERSEAS HWY STE 6, 6, MARATHON, FL 33050-2736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 14, 2019 | Deed of Trust, Mortgage · Line of Credit KEYS FCU |
| Jul 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage SPROUT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Prior Sale | Jun 13, 2016 · Amount on Record |
| Deed Document Number | 2228162 |
| Deed Book / Page | 2974 / 1225 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 524 65TH STREET OCEAN, MARATHON, FL 33050-2748 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5800 OVERSEAS HWY 6, 6, MARATHON, FL 33050-2736 |
| Document Number | 0031691661 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 3169/1661 |
| Instrument | 2372360 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 524 65TH STREET OCEAN, MARATHON, FL 33050-2748 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029490796 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 2949/0796 |
| Instrument | 2206783 |
| Name | KEYS FCU |
|---|---|
| Type | Credit Union |
| Address | KEY WEST, FL 33041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Feb 13, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 10, 2019 |
| Property Address | 524 65TH STREET OCEAN, MARATHON, FL 33050-2748 |
| Document Number | 0029741225 |
| Book / Page | 002974 / 001225 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2228162 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 524 65TH STREET OCEAN MARATHON FL 330502748, MARATHON, FL 33050-2748 |
| Document Number | 29741227 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 002974/001227 |
| Instrument | 2228163 |
| Name | SPROUT MTG |
|---|---|
| Address | IRVING, TX 75038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2049 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $254,352 (+5.99%) | $573,609 (+19.06%) Land $374,663 Building $198,946 | |
| 2024 | $3,011.00 (+3.47%) | ||
| 2023 | $2,910.00 (+1.54%) Homeowner's exemption | $239,985 (+3%) | $481,785 (+10.91%) Land $298,700 Building $183,085 |
| 2022 | $2,866.00 Homeowner's exemption | $232,996 | $434,387 Land $229,175 Building $205,212 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 741 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,105 units insured incl. 364 condo units |
| Nearby Flood Claims | 483 (1980–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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