524 4th St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 524 4th St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,022 sqft · built 1988
Lot Size	0.249 acres (10,846 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jun 2004)
Tax Bill	$3,860 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-045-001010`

Property Details

APN / Parcel Number

Primary APN	`114-045-001010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,022 sqft Living Area
1st Floor Area	1,022 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,846 sqft (0.249 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	524 4TH ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-9108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-120 RANGE-024 WELTER ESTATES 1ST ADDN LOT-001 BLOCK-001 OCK-001
Legal Range	024
Legal Township	120
Legal Section	12
Legal Subdivision	WELTER ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3001
Census Tract	100805

Owner

524 4th St NE is owned and occupied by two individuals who bought it in June 2004.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	524 4TH ST NE, SAINT MICHAEL, MN 55376-9108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY DEVELOPMENT BANK
Aug 31, 2021	Deed of Trust, Mortgage COMMUNITY DEVELOPMENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2004 · Amount on File
Deed Sale	Jun 16, 2004 · Amount on File
Prior Sale	Apr 24, 2000 · Amount on File
Deed Document Number	200490124
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	524 4TH ST NE, SAINT MICHAEL, MN 55376-9108
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	THE TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001422341
Date	Mar 31, 2020
Instrument	1422341

Lender

Name	COMMUNITY DEVELOPMENT BANK
Type	Bank
Address	SAINT PAUL, MN 55115

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	524 4TH ST NE, SAINT MICHAEL, MN 55376-9108
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001482328
Date	Aug 31, 2021
Instrument	1482328

Lender

Name	COMMUNITY DEVELOPMENT BANK
Type	Bank
Address	SAINT MICHAEL, MN 55376

Agreement

Amount	Amount on Record
Term	62 Months
Due	Oct 12, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 524 4th St NE was $3,860.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,860.00	$345,100 (+1.62%) Land $113,000 Building $232,100	$345,100 (+1.62%) Land $113,000 Building $232,100
2025		$339,600 Land $115,000 Building $224,600	$339,600 Land $115,000 Building $224,600
2023	$3,566.00 (+9.66%)	$326,100 Land $113,400 Building $212,700	$326,100 Land $113,400 Building $212,700
2022	$3,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 4th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 4th St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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