1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Villa Rosa Ave

5239 Villa Rosa Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5239 Villa Rosa Ave, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,000 sqft · built 2016
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$306,000 (Mar 2016)
Tax Bill$712 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN202531442300010270

Property Details

APN / Parcel Number

Primary APN202531442300010270

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,000 sqft Heated Area
Gross Area2,636 sqft
1st Floor Area2,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions155 ft deep x 50 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area273 sqft
PorchOpen Porch
Porch Area216 sqft
Deck Area433 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5239 VILLA ROSA AVE
CitySAINT CLOUD
StateFL
Zip34771-7849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNOVA GROVE PB 22 PG 156-157 LOT 27
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNOVA GROVE
Legal Tract4423
Legal Block1
Legal Lot Number27
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5239 VILLA ROSA AVE, SAINT CLOUD, FL 34771-7849
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2016 · Amount on Record
Deed SaleMar 23, 2016 · Amount on Record
Prior SaleSep 24, 2014 · Amount on Record
Deed Document Number2016042321
Deed Book / Page4932 / 0781
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5239 VILLA ROSA AVE, SAINT CLOUD, FL 34771-7849
Document Number0050980676
Book / Page005098 / 000676
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedFeb 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5239 VILLA ROSA AVE ST CLOUD FL 347717849, ST CLOUD, FL 34771-7849

Mortgage

Document Number0050980676
DateFeb 6, 2017
Book Page005098/000676
Instrument20319
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 5, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$176,840 (+5.99%)$405,000 (+4.11%) Land $75,000 Building $330,000
2023$621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$166,852 (+3%)$389,000 (+13.91%) Land $68,000 Building $321,000
2022$576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$161,993$341,500 Land $65,000 Building $276,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Villa Rosa Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures