5239 Summit Ridge Dr, Durham, NC 27712 Property Records

Durham County property record for 5239 Summit Ridge Dr, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,986 sqft · built 1980
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Dec 2020)
Tax Bill	$4,529 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0814-18-7886`

Property Details

APN / Parcel Number

Primary APN	`0814-18-7886`
Alternative APNs	`0814-18-78-8661` `081401187876` `181934`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,986 sqft Heated Area
1st Floor Area	1,992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	174 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	75 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5239 SUMMIT RIDGE DR
City	DURHAM
State	NC
Zip	27712-1969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	WILLOWHAVEN/BLK:Q/LT#PT09 -10 PL:000034-000076
Legal Subdivision	WILLOWHAVEN BLK O-P-Q-R-U
Legal Block	Q
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	1
Census Block	1015
Census Tract	1604

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5239 SUMMIT RIDGE DR, DURHAM, NC 27712-1969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Dec 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	May 24, 2011 · Amount on Record
Deed Document Number	202058071
Deed Book / Page	9185 / 425
Prior Transfer Date	Aug 17, 2010
Prior Transfer Doc	0065400611
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Sep 4, 2026
Property Address	5239 SUMMIT RIDGE DR, DURHAM, NC 27712-1969
Document Number	0000186693
Book / Page	10619 / 701
Instrument Date	Aug 26, 2026
Instrument	2026186693
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5239 SUMMIT RIDGE DR, DURHAM, NC 27712-1969

Mortgage

Document Number	0000186693,
Date	Sep 4, 2026
Book Page	10619/701
Instrument	2026186693

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2056

Interest

Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 30, 2020
Property Address	5239 SUMMIT RIDGE DR, DURHAM, NC 27712-1969
Document Number	0091850425
Book / Page	009185 / 000425
Instrument Date	Dec 30, 2020
Instrument	58071
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$870.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5239 SUMMIT RIDGE DR DURHAM NC 277121969, DURHAM, NC 27712-1969

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,034 (-) Land $165,000 Building $468,034	$633,034 (-) Land $165,000 Building $468,034
2025	$4,529.00 (+18%)	$633,034 (+54.08%) Land $165,000 Building $468,034	$633,034 (+54.08%) Land $165,000 Building $468,034
2023	$3,838.00 (+3.9%)	$410,855 Land $79,380 Building $331,475	$410,855 Land $79,380 Building $331,475
2022	$3,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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