5239 Race Rd, Cincinnati, OH 45247 Property Records

Hamilton County property record for 5239 Race Rd, Cincinnati, OH 45247

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,731 sqft · built 1981
Lot Size	3 acres (131,072 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,802 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0192-0049-00`

Property Details

APN / Parcel Number

Primary APN	`550-0192-0049-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,731 sqft Living Area
1st Floor Area	3,307 sqft
2nd Floor Area	1,424 sqft
Upper Floors Area	1,424 sqft
Basement Area	2,578 sqft
Finished Basement	2,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	131,072 sqft (3 acres)
Lot Width	19 ft Width
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5239 RACE RD
City	CINCINNATI
State	OH
Zip	45247-7903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RACE RD 19.36 X FT IRR LOT 12 TIMBER CREEK BL A
Legal Subdivision	TIMBER CREEK
Legal Block	A
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2002
Census Tract	20604

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5239 RACE RD, CINCINNATI, OH 45247-7903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 27, 2016
Transfer Doc	0000036848
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Sep 9, 2026
Property Address	5239 RACE RD, CINCINNATI, OH 45247-7903
Document Number	0000074042
Book / Page	15746 / 320
Instrument Date	Aug 10, 2026
Instrument	202674042
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5239 RACE RD, CINCINNATI, OH 45247-7903

Mortgage

Document Number	0000074042,
Date	Sep 9, 2026
Book Page	15746/320
Instrument	202674042

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,802.00 (+2.21%) Homeowner's exemption	$198,254 (-) Land $37,989 Building $160,265
2024	$9,590.00 (-0.33%) Homeowner's exemption	$198,254 (-) Land $37,989 Building $160,265
2023	$9,622.00 (+7.19%) Homeowner's exemption	$198,254 (+25.27%) Land $37,989 Building $160,265	$566,440 (+25.27%) Land $108,540 Building $457,900
2022	$8,977.00 Homeowner's exemption	$158,264 Land $38,336 Building $119,928
2020			$452,180 Land $109,530 Building $342,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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