5239 N Oak Rd, Davison, MI 48423 Property Records

Genesee County property record for 5239 N Oak Rd, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 4,150 sqft · built 1955
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jun 2003)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-22-400-040`

Property Details

APN / Parcel Number

Primary APN	`16-22-400-040`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	3 Stories
Building Area	4,150 sqft Living Area
1st Floor Area	3,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Foundation Type	Raised
Lot Area	55,757 sqft (1.28 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5239 N OAK RD
City	DAVISON
State	MI
Zip	48423-9375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Legal Description	A PARCEL OF LAND BEG S 0 DEG 09 MIN 11 SEC W 190.01 FT FROM E 1/4 COR OF SEC TH S 0 DEG 09 MIN 11 SEC W 240 FT TH S 89 DEG 40
Legal Range	08E
Legal Township	08N
Legal Section	22
Jurisdiction	GENESEE MI
Township / Civil Division	RICHFIELD
Census Block Group	3
Census Block	3000
Census Tract	11902

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 450, DAVISON, MI 48423-0450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2003 · Amount on Record
Deed Sale	Jun 25, 2003 · Amount on Record
Prior Sale	Apr 25, 2002 · Amount on Record
Deed Document Number	200387421
Prior Transfer Date	Jun 1, 1999
Prior Transfer Doc	0000049971
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5239 N OAK RD, DAVISON, MI 48423-9375
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5239 N OAK RD, DAVISON, MI 48423-9375

Mortgage

Document Number	0000069819
Date	Aug 25, 2021
Instrument	202108250069819

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5239 N OAK RD, DAVISON, MI 48423-9375
Document Number	0000001479
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5239 N OAK RD DAVISON MI 484239375, DAVISON, MI 48423-9375

Mortgage

Document Number	0000001479
Date	Jan 9, 2019
Instrument	1479

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 8, 2029

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5239 N OAK RD, DAVISON, MI 48423-9375
Document Number	0000042914
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 450 DAVISON MI 484230450, DAVISON, MI 48423-0450

Mortgage

Document Number	0000042914
Date	Jun 7, 2017
Instrument	42914

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 6, 2032

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Richfield Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,700 (+2.43%)	$329,400 (+2.43%)
2025	$3,091.00 (+3.66%) Homeowner's exemption	$160,800 (+20.9%)	$321,600 (+20.9%)
2024	$2,982.00 (+59.98%)
2023		$133,000	$266,000
2019	$1,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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