5239 Hwy 557, Clover, SC 29710 Property Records

York County property record for 5239 Hwy 557, Clover, SC 29710

Property Summary

Property Type	Commercial
Details	46,714 sqft · built 1997
Lot Size	6.28 acres (273,557 sqft)
Owner	Company Name on Record
Tax Bill	$132,892 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`562-00-00-039`

Property Details

APN / Parcel Number

Primary APN	`562-00-00-039`

Interior

Building Area	46,714 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2012
Lot Area	273,557 sqft (6.28 acres)

Location & Zoning

Street Address	5239 HIGHWAY 557
City	CLOVER
State	SC
Zip	29710-8517
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	BD-III
Legal Description	(7.11 AC) FOOD LION SHOP CTR
Legal Subdivision	CC
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2017
Census Tract	61706

Owner

Source: York County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	843 MUSEUM DR, CHARLOTTE, NC 28207-2339
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Commercial Mortgage SERVISFIRST BANK
Nov 7, 2025	Deed of Trust, Mortgage · Commercial Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 1997
Deed Sale	Jan 10, 1997
Deed Document Number	0001739298
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5239 HIGHWAY 557, CLOVER, SC 29710-8517
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 CHEROKEE RD, CHARLOTTE, NC 28207-1904

Mortgage

Document Number	2231600094
Date	Dec 19, 2025
Book Page	22316/94
Instrument	2025043286

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	2500 WOODCREST PL, BIRMINGHAM, AL 35209

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 17, 2032

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5239 HIGHWAY 557, CLOVER, SC 29710-8517
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5233 HIGHWAY 557, LAKE WYLIE, SC 29710-8517

Mortgage

Document Number	2224200326
Date	Nov 7, 2025
Book Page	22242/326
Instrument	2025038194

Lender

Name	TOWNEBANK
Type	Bank
Address	6337 CARNEGIE BLVD, CHARLOTTE, NC 28211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 10, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$132,892.00 (+21.76%)	$322,320 (+15%) Land $116,345 Building $205,975	$8,699,000 (+30.38%) Land $3,140,000 Building $5,559,000
2023	$109,140.00	$280,278 Land $131,903 Building $148,375	$6,672,149 Land $3,140,000 Building $3,532,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium.

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