Hillsborough County property record for 5239 Clover Mist Dr, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,062 sqft · built 2005 |
| Lot Size | 0.161 acres (7,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $198,000 (Jun 2016) |
| Tax Bill | $3,958 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 054234-0586 |
| Primary APN | 054234-0586 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,062 sqft Living Area |
| Gross Area | 2,729 sqft |
| 1st Floor Area | 2,062 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,001 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 227 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0542340586 |
|---|---|
| Street Address | 5239 CLOVER MIST DR |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-3420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BRAEMAR LOT 18 BLOCK B1 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 32 |
| Legal Subdivision | BRAEMAR |
| Legal Tract | 72X |
| Legal Block | B1 |
| Legal Lot Number | 18 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 14121 |
5239 Clover Mist Dr is owned and occupied by two individuals who acquired it in August 2017.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5239 CLOVER MIST DR, APOLLO BEACH, FL 33572-3420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| Sep 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| Feb 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Aug 29, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2016 · Amount on File |
| Deed Sale | Jun 14, 2016 · Amount on File |
| Prior Sale | Jun 3, 2015 · Amount on File |
| Deed Document Number | 2016229472 |
| Deed Book / Page | 24157 / 598 |
| Last Transfer Date | Aug 7, 2017 |
| Transfer Doc | 0000343314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5239 CLOVER MIST DR, APOLLO BEACH, FL 33572-3420 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 5239 CLOVER MIST DR, APOLLO BEACH, FL 33572-3420 |
| Document Number | 0000247457 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021247457 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5239 CLOVER MIST DR, APOLLO BEACH, FL 33572-3420 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5239 CLOVER MIST DR, APOLLO BEACH, FL 33572-3420 |
| Document Number | 0000392503 |
|---|---|
| Date | Sep 18, 2024 |
| Instrument | 2024392503 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5239 CLOVER MIST DR, APOLLO BEACH, FL 33572-3420 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 5239 CLOVER MIST DR, APOLLO BEACH, FL 33572-3420 |
| Document Number | 2021247457 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021247457 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5239 CLOVER MIST DR, APOLLO BEACH, FL 33572-3420 |
| Document Number | 0000079196 |
| Instrument Date | Feb 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5239 CLOVER MIST DR APOLLO BEACH FL 335723420, APOLLO BEACH, FL 33572-3420 |
| Document Number | 0000079196 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 79196 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 29, 2017 |
| Property Address | 5239 CLOVER MIST DR, APOLLO BEACH, FL 33572-3420 |
| Document Number | 0251981894 |
| Book / Page | 025198 / 001894 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 343314 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5239 CLOVER MIST DR APOLLO BEACH FL 335723420, APOLLO BEACH, FL 33572-3420 |
The 2025 property tax bill for 5239 Clover Mist Dr was $3,958 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,069 (+2.7%) | $296,331 (-6.09%) Land $83,853 Building $212,478 | |
| 2025 | $3,958.00 Homeowner's exemption | $225,968 | $315,539 Land $83,853 Building $231,686 |
| 2023 | $3,798.00 (+4.92%) Homeowner's exemption | $213,204 (+3%) | $298,670 (+1.98%) Land $76,230 Building $222,440 |
| 2022 | $3,620.00 Homeowner's exemption | $206,994 | $292,872 Land $60,984 Building $231,888 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5239 Clover Mist Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 872 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 179 condo units |
| Nearby Flood Claims | 223 (1993–2025) |
| Claims Outside the SFHA | 1 of 223 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5239 Clover Mist Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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