5238 Rowena Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 5238 Rowena Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,521 sqft · built 1972
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$121,000 (Jun 2017)
Tax Bill	$5,272 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-33-303-004`

Property Details

APN / Parcel Number

Primary APN	`04-33-303-004`
Alternative APNs	`433303004` `033C250`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
Basement Area	1,521 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Lot Area	21,344 sqft (0.49 acres)
Garage Area	480 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	033C250
Street Address	5238 ROWENA DR
City	ROSCOE
State	IL
Zip	61073-7220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	CLYDE SHOWERS SUB PT SW 1/4 SEC 33-46-2 LOT 010
Legal Range	2
Legal Township	46
Legal Section	33
Legal Subdivision	CLYDE SHOWERS SUB
Legal Lot Number	010
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3008
Census Tract	3904

Owner

5238 Rowena Dr is owned and occupied by two individuals who acquired it in May 2023.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 BUCKINGHAM DR, CRYSTAL LAKE, IL 60014-7666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jul 26, 2018	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST BK/ROCKFORD
Jun 30, 2017	Grant Deed, Construction Loan · Line of Credit NORTHWEST BK/ROCKFORD
Jan 26, 2017	Trustee's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	Oct 29, 1999 · Amount on File
Last Transfer Date	May 31, 2023
Transfer Doc	0000012109
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5238 ROWENA DR, ROSCOE, IL 61073-7220
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004522
Date	Feb 5, 2021
Instrument	2104522

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5238 ROWENA DR, ROSCOE, IL 61073-7220
Document Number	0001023176
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5238 ROWENA DR ROSCOE IL 610737220, ROSCOE, IL 61073-7220

Mortgage

Document Number	0001023176
Date	Aug 13, 2018
Instrument	1023176

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

June 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 30, 2017
Property Address	5238 ROWENA DR, ROSCOE, IL 61073-7220
Document Number	0001019708
Instrument Date	May 11, 2017
Instrument	1019708
Transaction Type	Construction Loan
Record Updated	Jul 24, 2017
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6678 SALADINO DR ROSCOE IL 610739258, ROSCOE, IL 61073-9258

Mortgage

Document Number	1019709
Date	Jun 30, 2017
Instrument	1019709

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	LOVES PARK, IL 61111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 29, 2018

Interest

Rate Type	Adjustable Rate
Rate	6%

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 26, 2017
Property Address	5238 ROWENA DR, ROSCOE, IL 61073-7220
Document Number	0001002656
Instrument Date	Jan 17, 2017
Instrument	1002656
Transaction Type	Foreclosure
Record Updated	Feb 9, 2017
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	16745 W BERNARDO DR #300 SAN DIEGO CA 921271908, 300, SAN DIEGO, CA 92127-1908
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5238 Rowena Dr was $5,272 with a homeowner's exemption, up 4.3% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,272.00 (+4.29%)	$69,615 (+9.49%) Land $11,801 Building $57,814	$208,845 (+9.49%) Land $35,403 Building $173,442
2024	$5,055.00	$63,581 Land $10,778 Building $52,803	$190,743 Land $32,334 Building $158,409
2022	Homeowner's exemption	$52,161 Land $8,842 Building $43,319	$156,483 Land $26,526 Building $129,957

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5238 Rowena Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5238 Rowena Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rowena Dr

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