5238 Cloverdale Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 5238 Cloverdale Ln, Carmichael, CA 95608

Property Summary

Property TypeMulti-Family Dwellings
Details6 bd · 4 ba · 3,232 sqft · built 2008
Lot Size0.24 acres (10,457 sqft)
Owner2 Trust Names on File
Tax Bill$8,652 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN283-0070-094-0000

Property Details

APN / Parcel Number

Primary APN283-0070-094-0000

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area3,232 sqft Living Area
1st Floor Area1,697 sqft
2nd Floor Area1,535 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleH-Shape
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,457 sqft (0.24 acres)
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5238 CLOVERDALE LN
CityCARMICHAEL
StateCA
Zip95608-5011
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRD-5
Legal DescriptionTHE WEST 83.50FEET OF THE EAST 250FEET OF SOUTH 125FEET OF THE NORTH 528FEET OF LOT 76 OF CARMICHAEL COLONY NO. 2 (RM15-3)
Legal SubdivisionCARMICHAEL COLONY NO 2
Legal Lot Number76
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1005
Census Tract7702

Owner

5238 Cloverdale Ln, a residential property, is owner-occupied and held in a trust since October 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Trust Names on File
Mailing Address5238 CLOVERDALE LN, CARMICHAEL, CA 95608-5011
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 11, 2023
Transfer Doc2023000873
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5238 CLOVERDALE LN, CARMICHAEL, CA 95608
Document Number1706191205
Instrument DateJun 14, 2017
Transaction TypeMortgage
Record UpdatedAug 1, 2017
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5240 CLOVERDALE LN CARMICHAEL CA 956085011, CARMICHAEL, CA 95608-5011

Mortgage

Document Number1706191205
DateJun 19, 2017
Instrument1706191205
Lender
NameEL DORADO SVGS BK
TypeFederal Savings Bank
AddressPLACERVILLE, CA 95667
Agreement
AmountAmount on Record
Term180 Months
DueJun 18, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 5238 Cloverdale Ln was $8,652 with a homeowner's exemption, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$736,727 (+2%) Land $307,674 Building $429,053
2025$8,652.00 (+2.17%) Homeowner's exemption$722,283 Land $301,642 Building $420,641
2024$8,468.00 (+1.63%)
2023$8,332.00 (+2.06%) Homeowner's exemption$694,238 Land $289,930 Building $404,308
2022$8,164.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5238 Cloverdale Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5238 Cloverdale Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

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