5237 Williams Ave, Ashland, KY 41101 Property Records

Boyd County property record for 5237 Williams Ave, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,608 sqft
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Feb 2023)
Tax Bill	$807 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-03-02-025.00`

Property Details

APN / Parcel Number

Primary APN	`039-03-02-025.00`
Alternative APN	`352091`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	352091
Street Address	5237 WILLIAMS AVE
City	ASHLAND
State	KY
Zip	41101-6534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT 10 BLOCK 2 HANEY ADDITION
Legal Subdivision	HANEY ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1059
Census Tract	30400

Owner

5237 Williams Ave is owned and occupied by an individual who bought it in February 2023.

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5237 WILLIAMS AVE, ASHLAND, KY 41101-6534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed, Transfer · Conventional Mortgage PRIME EQUITY MORTGAGE
Feb 10, 2023	Warranty Deed, Transfer · Conventional Mortgage ASHLAND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2023 · Amount on File
Deed Sale	Feb 10, 2023 · Amount on File
Deed Document Number	10017916
Deed Book / Page	847 / 458
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Jul 14, 2026
Property Address	5237 WILLIAMS AVE, ASHLAND, KY 41101-6534
Document Number	0010044756
Book / Page	880 / 17
Instrument Date	Jul 2, 2026
Instrument	202610044756
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,190.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0010044757,
Date	Jul 14, 2026
Instrument	202610044757

Lender

Name	PRIME EQUITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOYD KY
Recording Date	Feb 10, 2023
Property Address	5237 WILLIAMS AVE, ASHLAND, KY 41101-6534
Document Number	000847/458
Book / Page	847 / 458
Map Reference	MB 47 PG 221
Instrument Date	Feb 6, 2023
Instrument	10017916
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	BEST TITLE AGENCY, BESTITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2657 CENTRAL PKWY, ASHLAND, KY 41102-4540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5237 WILLIAMS AVE, ASHLAND, KY 41101-6534

Mortgage

Document Number	0010017917
Date	Feb 10, 2023
Instrument	10017917

Lender

Name	ASHLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5237 Williams Ave was $807.

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Boyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$807.00	$132,000 Land $15,000 Building $117,000	$132,000 Land $15,000 Building $117,000
2023	$285.00	$39,900 Land $6,000 Building $33,900	$39,900 Land $6,000 Building $33,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5237 Williams Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1979–2021)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5237 Williams Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Also Mapped Here	HECLA WATER ASSOCIATION
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Armstrong, Verizon.

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