5237 Whitewater Dr, Hickory, NC 28601 Property Records

Caldwell County property record for 5237 Whitewater Dr, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,431 sqft · built 2006
Lot Size	0.521 acres (22,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (Dec 2022)
Tax Bill	$1,899 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08120 8151`

Property Details

APN / Parcel Number

Primary APN	`08120 8151`
Alternative APNs	`140877` `176382`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,431 sqft Heated Area
Gross Area	2,996 sqft
1st Floor Area	1,431 sqft
Basement Area	1,341 sqft
Finished Basement	425 sqft
Unfinished Basement	916 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,684 sqft (0.521 acres)
Lot Dimensions	214 ft deep x 106 ft wide

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	176382
Street Address	5237 WHITEWATER DR
City	HICKORY
State	NC
Zip	28601-9079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2072 PG 1085 YR 22 ST 596.00
Legal Subdivision	CRYSTAL FALLS ESTATES PHASE 8
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2018
Census Tract	31302

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5237 WHITEWATER DR, HICKORY, NC 28601-9079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Special Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 8, 2022	Warranty Deed, Transfer
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Dec 8, 2022 · Amount on Record
Deed Document Number	202210079395
Deed Book / Page	2072 / 1085
Record Updated	Oct 29, 2026

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 8, 2022
Property Address	5237 WHITEWATER DR, HICKORY, NC 28601-9079
Document Number	0020721085
Book / Page	2072 / 1085
Map Reference	MB 20 PG 211-214
Instrument Date	Nov 29, 2022
Instrument	10079395
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DALLAS PKWY STE 550, 550, FRISCO, TX 75034-7494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5237 WHITEWATER DR, HICKORY, NC 28601-9079

Mortgage

Document Number	0010079396
Date	Dec 8, 2022
Instrument	10079396

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Jan 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	5-Year TN
Max Rate	11.9%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 8, 2022
Property Address	5237 WHITEWATER DR, HICKORY, NC 28601-9079
Document Number	0020721081
Book / Page	2072 / 1081
Map Reference	MB 20 PG 211-214
Instrument Date	Oct 20, 2022
Instrument	10079394
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Amount	Amount Recorded
Tax	$596.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5237 WHITEWATER DR, HICKORY, NC 28601-9079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 DALLAS PKWY STE 550, 550, FRISCO, TX 75034-7494
Investor	Possibly a Property Investor

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5237 WHITEWATER DR, HICKORY, NC 28601-9079
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020361571
Date	Oct 12, 2021
Book Page	2036/1571
Instrument	10063824

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5237 WHITEWATER DR, HICKORY, NC 28601-9079
Document Number	0010043477
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5237 WHITEWATER DR HICKORY NC 286019079, HICKORY, NC 28601-9079

Mortgage

Document Number	0010043477
Date	Apr 27, 2020
Book Page	001987/000004
Instrument	10043477

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 26, 2035

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,899.00 (-21.3%)	$314,500 (-) Land $23,700 Building $290,800
2025	$2,413.00 (+78.08%)	$314,500 (+72.23%) Land $23,700 Building $290,800	$314,500 (+72.23%) Land $23,700 Building $290,800
2023		$182,600 (-) Land $23,700 Building $158,900	$182,600 (-) Land $23,700 Building $158,900
2022	$1,355.00	$182,600 Land $23,700 Building $158,900	$182,600 Land $23,700 Building $158,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY- ADDISON LANE serves 152 people · EPA ID NC1014001
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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