5237 Rue Saint Germain, Gautier, MS 39553 Property Records

Jackson County property record for 5237 Rue Saint Germain, Gautier, MS 39553

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,071 sqft · built 1980
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Sep 2022 Refinance Sep 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`776.24-04-0086.00`

Property Details

APN / Parcel Number

Primary APN	`776.24-04-0086.00`
Alternative APNs	`85909058.000` `070805`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,071 sqft Heated Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	070805
Street Address	5237 RUE SAINT GERMAIN
City	GAUTIER
State	MS
Zip	39553-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 58 LA VILLE DE COURMONT S/D PB 14-32 DB 2089-229 (86 MAP776.24-04)
Legal Range	07W
Legal Township	07S
Legal Section	24
Legal Subdivision	LA VILLE DE COURMONT
Legal Lot Number	58
Jurisdiction	JACKSON MS
Township / Civil Division	3
Census Block Group	3
Census Block	3024
Census Tract	41002

Owner

5237 Rue Saint Germain is owned and occupied by an individual who acquired it in September 2022.

Source: Jackson County records, as of January 22, 2026

Owner of Record	Individual Name on File
Mailing Address	5237 RUE SAINT GERMAIN, GAUTIER, MS 39553-4641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK
Sep 6, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MISSISSIPPI HOME CORPORATION
Sep 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022
Deed Sale	Sep 6, 2022
Deed Document Number	0002089229
Deed Book / Page	2089 / 229
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	5237 RUE SAINT GERMAIN, GAUTIER, MS 39553-4641
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003936/410
Date	Sep 6, 2022
Book Page	3936/410
Instrument	202220418

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	5237 RUE SAINT GERMAIN, GAUTIER, MS 39553-4641
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003936/428
Date	Sep 6, 2022
Book Page	3936/428
Instrument	202220419

Lender

Name	MISSISSIPPI HOME CORPORATION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2032

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Sep 6, 2022
Property Address	5237 RUE SAINT GERMAIN, GAUTIER, MS 39553-4641
Document Number	002089/229
Book / Page	2089 / 229
Instrument Date	Aug 30, 2022
Instrument	202220417
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5237 RUE SAINT GERMAIN, GAUTIER, MS 39553-4641

Tax Assessment & Valuation

The 2025 property tax bill for 5237 Rue Saint Germain was $1,810 with a homeowner's exemption, up 12.6% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Municipality	Gautier City
Unified School District	Pascagoula-Gautier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00 (+12.63%) Homeowner's exemption	$13,901 (+5.85%) Land $1,218 Building $12,683	$139,006 (+5.85%) Land $12,180 Building $126,826
2024	$1,607.00 (+4.42%) Homeowner's exemption	$13,133 (+0.71%) Land $1,184 Building $11,949	$131,326 (+0.71%) Land $11,840 Building $119,486
2023	$1,539.00 (+93.34%) Homeowner's exemption Senior Citizen's exemption	$13,041 (-) Land $1,184 Building $11,857	$130,406 (-) Land $11,840 Building $118,566
2022	$796.00 Homeowner's exemption Senior Citizen's exemption	$13,041 Land $1,184 Building $11,857	$130,406 Land $11,840 Building $118,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5237 Rue Saint Germain in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 97 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	187 units insured incl. 90 condo units
Nearby Flood Claims	17 (1998–2020)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2020 · Hurricane Zeta
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims Hurricane Nate, Oct 2017 · 3 claims Hurricane Katrina, Aug 2005 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5237 Rue Saint Germain is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 83% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAUTIER serves 22,253 people · EPA ID MS0300004
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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