5237 Prospector Cir, Banning, CA 92220 Property Records

Riverside County property record for 5237 Prospector Cir, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,684 sqft · built 1991
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Nov 2023)
Tax Bill	$6,196 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`419-342-004`

Property Details

APN / Parcel Number

Primary APN	`419-342-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	2,245 sqft
1st Floor Area	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5237 PROSPECTOR CIR
City	BANNING
State	CA
Zip	92220-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.16 ACRES IN LOT 12 MB 226/053 TR 21882-1
Legal Subdivision	TRACT 218821
Legal Tract	21882-1
Legal Lot Number	12
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	3
Census Block	3014
Census Tract	44103

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5237 PROSPECTOR CIR, BANNING, CA 92220-3327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Affidavit of Death of Joint Tenant, Transfer ORANGE COAST TITLE COMPANY
Nov 13, 2023	Grant Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Aug 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 26, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Deed Document Number	2023340757
Prior Transfer Date	Nov 6, 2023
Prior Transfer Doc	0000340756
Record Updated	Oct 29, 2026

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 13, 2023
Property Address	5237 PROSPECTOR CIR, BANNING, CA 92220-3327
Document Number	0000340756
Map Reference	MB 226 PG 53-56
Instrument Date	Oct 20, 2023
Instrument	2023-0340756
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 COUNTRY CLUB RD, ALLENTOWN, PA 18106-9641

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 13, 2023
Property Address	5237 PROSPECTOR CIR, BANNING, CA 92220-3327
Document Number	0000340757
Map Reference	MB 226 PG 53-56
Instrument Date	Oct 17, 2023
Instrument	2023-0340757
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5237 PROSPECTOR CIR, BANNING, CA 92220-3327

Mortgage

Document Number	0000340758
Date	Nov 13, 2023
Instrument	2023-0340758

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	5237 PROSPECTOR CIR, BANNING, CA 92220-3327
Document Number	0000368511
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5237 PROSPECTOR CIR BANNING CA 922203327, BANNING, CA 92220-3327

Mortgage

Document Number	0000368511
Date	Sep 6, 2017
Instrument	368511

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.48%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	5237 PROSPECTOR CIR, BANNING, CA 92220-3327
Document Number	0000368510
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	TIMIOS TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5237 PROSPECTOR CIR BANNING CA 922203327, BANNING, CA 92220-3327

Mortgage

Document Number	0000368510
Date	Sep 6, 2017
Instrument	368510

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Beaumont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,382 (+2%) Land $41,616 Building $431,766
2025	$6,196.00 (+121.68%)	$464,100 (+127.31%) Land $40,800 Building $423,300
2023	$2,795.00 (+1.9%) Homeowner's exemption	$204,171 Land $48,989 Building $155,182
2022	$2,743.00
2021			$366,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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