5237 Deer Creek Dr, Milton, FL 32571 Property Records

Santa Rosa County property record for 5237 Deer Creek Dr, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,717 sqft · built 1995
Lot Size	0.336 acres (14,636 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Aug 2022)
Tax Bill	$2,000 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-1N-29-0880-00C00-0040`

Property Details

APN / Parcel Number

Primary APN	`05-1N-29-0880-00C00-0040`
Alternative APN	`N29105088000C000040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,717 sqft Living Area
Gross Area	2,258 sqft
1st Floor Area	1,717 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,636 sqft (0.336 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	21 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5237 DEER CREEK DR
City	MILTON
State	FL
Zip	32571-8671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DEER CREEK FARMS LOT 4 BLK C AS DES IN OR 4320 PG 1836
Legal Range	29W
Legal Township	1N
Legal Section	05
Legal Subdivision	DEER CREEK FARMS
Legal Block	C
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2012
Census Tract	10707

Owner

5237 Deer Creek Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Santa Rosa County records, as of March 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5237 DEER CREEK DR, PACE, FL 32571-8671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Aug 29, 2022	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on File
Deed Sale	Aug 29, 2022 · Amount on File
Prior Sale	Feb 27, 2006 · Amount on File
Deed Document Number	202250157
Deed Book / Page	4320 / 1836
Prior Transfer Date	Oct 30, 2001
Prior Transfer Doc	2027001080
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5237 DEER CREEK DR, PACE, FL 32571-8671
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5237 DEER CREEK DR, PACE, FL 32571-8671

Mortgage

Document Number	0047170269
Date	Mar 9, 2026
Book Page	4717/269
Instrument	202611480

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 29, 2022
Property Address	5237 DEER CREEK DR, PACE, FL 32571-8671
Document Number	0043201836
Book / Page	4320 / 1836
Map Reference	MB F PG 85
Instrument Date	Aug 16, 2022
Instrument	202250157
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	ACER TITLE AND ESCROW LLC, ANCHOR TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,799.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5582 OAKMONT DR, 5582, PACE, FL 32571-8413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5237 DEER CREEK DR, PACE, FL 32571-8671

Mortgage

Document Number	0043201838
Date	Aug 29, 2022
Instrument	4320/1838

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$200,595 (+2.9%)	$203,673 (+4.48%) Land $35,000 Building $168,673
2024	$2,000.00 (-0.79%) Homeowner's exemption	$194,942 (+0.69%) Land $29,000 Building $165,942	$194,942 (+0.69%) Land $29,000 Building $165,942
2023	$2,016.00 (-6.45%)	$193,607 (+8.68%) Land $29,000 Building $164,607	$193,607 (+8.68%) Land $29,000 Building $164,607
2022	$2,155.00	$178,149	$178,149 Land $25,000 Building $153,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5237 Deer Creek Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5237 Deer Creek Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable	2,000 / 1,000

May also be available: Verizon.

Nearby Properties on Deer Creek Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures