5237 Cross Rd, Westmoreland, TN 37186 Property Records

Macon County property record for 5237 Cross Rd, Westmoreland, TN 37186

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,680 sqft · built 2022
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Nov 2021)
Tax Bill	$806 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`056016 02209`

Property Details

APN / Parcel Number

Primary APN	`056016 02209`
Alternative APN	`016 02209`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Terrain	Rolling
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5237 CROSS RD
City	WESTMORELAND
State	TN
Zip	37186-2629
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Legal Subdivision	CROSS ROADS SUBDIVISION
Legal Lot Number	9
Jurisdiction	MACON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1041
Census Tract	970400

Owner

5237 Cross Rd, a mobile home, is owned and occupied by an individual who bought it in November 2021.

Source: Macon County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5237 CROSS RD, WESTMORELAND, TN 37186-2629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jul 15, 2021	Warranty Deed, Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC
Jun 11, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 21, 2021	Warranty Deed, Transfer
Jun 8, 2021	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Apr 6, 2021	Warranty Deed, Transfer
Jan 6, 2021	Warranty Deed, Transfer BENCHMARK TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Jul 15, 2021 · Amount on File
Deed Document Number	21005030
Deed Book / Page	RB147 / 30
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Nov 23, 2021
Property Address	5237 CROSS RD, WESTMORELAND, TN 37186-2629
Document Number	00RB147/30
Book / Page	RB147 / 30
Map Reference	CAB 5 SL 75-A
Instrument Date	Nov 15, 2021
Instrument	21005030
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5237 CROSS RD, WESTMORELAND, TN 37186-2629

Mortgage

Document Number	0021005031
Date	Nov 23, 2021
Instrument	21005031

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jul 15, 2021
Property Address	5237 CROSS RD, WESTMORELAND, TN 37186-2629
Document Number	0RB134/679
Book / Page	RB134 / 679
Map Reference	CAB 5 SL 75-A
Instrument Date	Jul 7, 2021
Instrument	21003007
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 CROSS RD, WESTMORELAND, TN 37186-2629

Mortgage

Document Number	0021003008
Date	Jul 15, 2021
Instrument	21003008

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jun 11, 2021
Property Address	5237 CROSS RD, WESTMORELAND, TN 37186-2629
Document Number	0RB131/656
Book / Page	RB131 / 656
Map Reference	CAB 1 SL 182A
Instrument Date	Jun 8, 2021
Instrument	21002532
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5143 CROSS RD, WESTMORELAND, TN 37186-2629

Mortgage

Document Number	0021002533
Date	Jun 11, 2021
Instrument	21002533

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jun 21, 2021
Property Address	5237 CROSS RD, WESTMORELAND, TN 37186-2629
Document Number	0RB132/301
Book / Page	RB132 / 301
Map Reference	CAB 2 SL 63-B
Instrument Date	May 27, 2021
Instrument	21002635
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Tax	$62.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4257 HANESTOWN RD, WESTMORELAND, TN 37186-2618

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jun 8, 2021
Property Address	5237 CROSS RD, WESTMORELAND, TN 37186-2629
Document Number	0RB131/297
Book / Page	RB131 / 297
Map Reference	CAB 2 SL 63-B
Instrument Date	May 27, 2021
Instrument	21002459
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5113 CROSS RD, WESTMORELAND, TN 37186-2629

Mortgage

Document Number	0021002460
Date	Jun 8, 2021
Instrument	21002460

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Apr 6, 2021
Property Address	5237 CROSS RD, WESTMORELAND, TN 37186-2629
Document Number	0RB126/150
Book / Page	RB126 / 150
Map Reference	CAB 2 SL 63-B
Instrument Date	Apr 6, 2021
Instrument	21001473
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Tax	$333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 CROSS RD, WESTMORELAND, TN 37186-2629
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jan 6, 2021
Property Address	5237 CROSS RD, WESTMORELAND, TN 37186-2629
Document Number	0RB118/402
Book / Page	RB118 / 402
Map Reference	CAB 2 SL 63B
Instrument Date	Jan 4, 2021
Instrument	21000051
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$355.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3830 HCMESTOWN ROAD, WESTMORELAND, TN 37186
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5237 Cross Rd was $806.

Source: Macon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$806.00	$49,675 (-) Land $2,900 Building $46,775
2024	$806.00	$49,675 (-) Land $2,900 Building $46,775
2023		$49,675 Land $2,900 Building $46,775	$198,700 Land $11,600 Building $187,100
2019	$646.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5237 Cross Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5237 Cross Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cross Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures