St. Charles County property record for 5236 Gutermuth Rd, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 1970 |
| Lot Size | 1.03 acres (45,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Aug 2018) |
| Tax Bill | $2,861 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 553978A000 |
| Primary APN | 553978A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 3,332 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 200 sqft |
| Unfinished Basement | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,011 sqft |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 553978A000 |
|---|---|
| Street Address | 5236 GUTERMUTH RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | PT SUR 1776 |
| Legal Subdivision | US SURV 1776 |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 311114 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5236 GUTERMUTH RD, SAINT CHARLES, MO 63304-7618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage COMMERCE BK |
| Aug 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on Record |
| Deed Sale | Aug 13, 2018 · Amount on Record |
| Prior Sale | Aug 9, 2001 · Amount on Record |
| Deed Document Number | 2018458780 |
| Deed Book / Page | 6961 / 1833 |
| Prior Transfer Date | Nov 17, 2005 |
| Prior Transfer Doc | 0043721606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5236 GUTERMUTH RD, SAINT CHARLES, MO 63304-7618 |
| Document Number | 0000008880 |
| Instrument Date | Jan 25, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5236 GUTERMUTH RD ST CHARLES MO 633047618, ST CHARLES, MO 63304-7618 |
| Document Number | 0000008880 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 8880 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 28, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 13, 2018 |
| Property Address | 5236 GUTERMUTH RD, SAINT CHARLES, MO 63304-7618 |
| Document Number | 0069611833 |
| Book / Page | 6961 / 1833 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 20180813000458780 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5236 GUTERMUTH RD, SAINT CHARLES, MO 63304-7618 |
| Document Number | 0000000000 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 20180813000458790 |
| Type | Bank |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,092 (-) | $253,121 (-) Land $55,001 Building $198,120 | |
| 2025 | $2,861.00 (+3.81%) | $48,092 (+4.52%) | $253,121 (+4.52%) Land $55,001 Building $198,120 |
| 2024 | $2,756.00 | ||
| 2023 | $46,011 | ||
| 2022 | $242,165 Land $50,000 Building $192,165 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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