5235 Turtle Key Dr, Orange Beach, AL 36561 Property Records

Baldwin County property record for 5235 Turtle Key Dr, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,411 sqft · built 2006
Lot Size	1.27 acres (55,600 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Apr 2018)
Tax Bill	$5,057 (2026)
Deeds & Mortgages	May 2019 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`63-08-33-0-000-001.197`

Property Details

APN / Parcel Number

Primary APN	`63-08-33-0-000-001.197`
Alternative APNs	`100387` `345993`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,411 sqft Heated Area
1st Floor Area	2,001 sqft
Upper Floors Area	410 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	55,600 sqft (1.27 acres)
Lot Dimensions	605 ft deep x 91.9 ft wide
Boat Access	Boat Access
Boat House	303 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	345993
Street Address	5235 TURTLE KEY DR
City	ORANGE BEACH
State	AL
Zip	36561-5733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	91.93' X 605'S 747.86'D LOT 9 UNIT 1 TURTLE KEY SUBD SLIDE 1209A SEC 33-T8S-R6E (WD)
Legal Subdivision	TURTLE KEY
Legal Block	U-1
Legal Lot Number	9
Legal Unit	1
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1004
Census Tract	11415

Owner

5235 Turtle Key Dr is owned and occupied by an individual who bought it in April 2018.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5235 TURTLE KEY DR, ORANGE BEACH, AL 36561-5733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage QUICKEN LNS
Apr 27, 2018	Warranty Deed, Transfer CENTENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2018 · Amount on File
Deed Sale	Apr 27, 2018 · Amount on File
Deed Document Number	20181692715
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	5235 TURTLE KEY DR, ORANGE BEACH, AL 36561-5733
Document Number	0001765214
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5235 TURTLE KEY DR ORANGE BEACH AL 36561, ORANGE BEACH, AL 36561

Mortgage

Document Number	0001765214
Date	Jun 13, 2019
Instrument	1765214

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 12, 2034

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 27, 2018
Property Address	5235 TURTLE KEY DR, ORANGE BEACH, AL 36561-5733
Document Number	0001692715
Instrument Date	Apr 20, 2018
Instrument	1692715
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1834 BANNEKER CT STONE MOUNTAIN GA 300872001, STONE MOUNTAIN, GA 30087-2001

Mortgage

Document Number	1692716
Date	Apr 27, 2018
Instrument	1692716

Lender

Name	CENTENNIAL BK
Type	Bank
Address	PO BOX 966, CONWAY, AR 72033-0966

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5235 Turtle Key Dr was $5,057 with exemptions applied, up 6.9% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,057.00 (+6.94%) Homeowner's exemption Senior Citizen's exemption
2025	$4,729.00	$220,880 Land $83,940 Building $136,940	$2,257,000 Land $857,700 Building $1,399,300
2023	$5,414.00 (+22.07%) Homeowner's exemption	$194,980 (+21.85%)	$1,949,700 (+21.84%) Land $805,800 Building $1,143,900
2022	$4,435.00 (+32.9%) Homeowner's exemption	$160,020	$1,600,200 Land $638,000 Building $962,200
2021	$3,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5235 Turtle Key Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 840 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5,049 units insured incl. 4,209 condo units
Nearby Flood Claims	529 (1995–2020)
Claims Outside the SFHA	30 of 529
Most Recent Claim	Nov 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 417 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims Hurricane Ivan, Sep 2004 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5235 Turtle Key Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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