5235 Gratiot Rd, Saginaw, MI 48638 Property Records

Saginaw County property record for 5235 Gratiot Rd, Saginaw, MI 48638

Property Summary

Property TypeCommercial
Details5,760 sqft · built 1967
Lot Size1.37 acres (59,851 sqft)
OwnerCompany Name on Record
Last Sale$220,000 (Oct 2009)
Tax Bill$12,528 (2025)
Deeds & MortgagesJan 2019 Sale
Flood ZoneZone X (minimal risk)
APN23-12-4-29-4011-000

Property Details

APN / Parcel Number

Primary APN23-12-4-29-4011-000
Alternative APN
  • 124294011000

Interior

Stories1 Story
Building Area5,760 sqft Total Area
1st Floor Area5,760 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Fire ResistanceWood or Wood & Steel Frame
Lot Area59,851 sqft (1.37 acres)
Lot Dimensions440 ft deep x 136 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5235 GRATIOT RD
CitySAGINAW
StateMI
Zip48638-6088
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB-1
Legal DescriptionN 500 FT OF E 169 FT OF W 1471.5 FT OF SE 1/4 EXC COM AT NW CORN OF SAID DECR TH S ON W LINE OF SAID DECR 500.01 FT TH E PARA
Legal Range04E
Legal Township12N
Legal Section29
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group4
Census Block4000
Census Tract10502

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address902 CARNEGIE CTR, 520, PRINCETON, NJ 08540-6531
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2009 · Amount on Record
Deed SaleOct 6, 2009 · Amount on Record
Deed Document Number200928408
Deed Book / Page2553 / 1537
Record UpdatedOct 29, 2026

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAGINAW MI
Recording DateJan 11, 2019
Property Address5235 GRATIOT RD, SAGINAW, MI 48638-6088
Document Number0000000836
Instrument DateDec 31, 2018
Instrument836
Transaction TypeTransfer
Record UpdatedJan 25, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address902 CARNEGIE CTR #520 PRINCETON NJ 085406531, 520, PRINCETON, NJ 08540-6531

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSaginaw Charter Township
Unified School DistrictSaginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$547,200 (+27.85%)$1,094,400 (+27.85%)
2025$12,528.00 (+17.82%)
2023$428,000$856,000
2022$10,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 56 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies136 units insured
incl. 80 condo units
Nearby Flood Claims71 (1986–2020)
Claims Outside the SFHA10 of 71
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 35 claims
  • Severe Storms & Flooding, Sep 1986 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAGINAW CHARTER TOWNSHIP
serves 40,840 people · EPA ID MI0005860
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionOct 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Nearby Properties on Gratiot Rd

Nearby Streets

Search Property Records by Address or Parcel Number