5233 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 5233 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,426 sqft · built 2021
Lot Size	0.35 acres (15,230 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Aug 2020)
Tax Bill	$6,962 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C044816034200350`

Property Details

APN / Parcel Number

Primary APN	`C044816034200350`
Alternative APN	`C-04-34-28-160-3420-0350`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,426 sqft Living Area
Gross Area	3,637 sqft
1st Floor Area	2,426 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,230 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 102 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	1,211 sqft
Driveway	Driveway
Driveway Area	1,820 sqft
Parking Spaces	5 Parking Spaces
Pool Area	467 sqft
Porch	Open Porch
Patio Area	850 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5233 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3FUD
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 35 BLK 342
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	342
Legal Lot Number	35
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2025
Census Tract	960503

Owner

5233 Pebble Beach Dr is owned and occupied by two individuals who acquired it in March 2026.

Source: Highlands County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5233 PEBBLE BEACH DR, SEBRING, FL 33872-1726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Mar 17, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 14, 2020	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND NATIONAL BANK
Aug 31, 2020	Grant Deed, Foreclosure NOT AVAILABLE
Aug 22, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	20202770892
Deed Book / Page	2770 / 892
Last Transfer Date	Mar 12, 2026
Transfer Doc	0002304210
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	May 15, 2026
Property Address	5233 PEBBLE BEACH DR, SEBRING, FL 33872-1726
Document Number	0002313282
Book / Page	3193 / 489
Instrument Date	May 14, 2026
Instrument	20262313282
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5233 PEBBLE BEACH DR, SEBRING, FL 33872-1726

Mortgage

Document Number	0002313282,
Date	May 15, 2026
Book Page	3193/489
Instrument	20262313282

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	May 14, 2051

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 17, 2026
Property Address	5233 PEBBLE BEACH DR, SEBRING, FL 33872-1726
Document Number	0002304210
Book / Page	3180 / 207
Map Reference	MB 10 PG 4
Instrument Date	Mar 12, 2026
Instrument	2304210
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5233 PEBBLE BEACH DR, SEBRING, FL 33872-1726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5233 PEBBLE BEACH DR, SEBRING, FL 33872-1726

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5233 PEBBLE BEACH DR, SEBRING, FL 33872-1726
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5361 PEBBLE BEACH DR, SEBRING, FL 33872-1740

Mortgage

Document Number	0002002502
Date	Oct 14, 2020
Book Page	2778/375
Instrument	2002502

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Nov 1, 2021

August 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 31, 2020
Property Address	5233 PEBBLE BEACH DR, SEBRING, FL 33872-1726
Document Number	0001996945
Book / Page	002770 / 000892
Instrument Date	Jul 21, 2020
Instrument	1996945
Transaction Type	Foreclosure
Record Updated	Sep 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5361 PEBBLE BEACH DR SEBRING FL 338721740, SEBRING, FL 33872-1740

August 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 22, 2018
Property Address	5233 PEBBLE BEACH DR, SEBRING, FL 33872-1726
Document Number	0001908797
Book / Page	002652 / 000553
Instrument Date	Aug 21, 2018
Instrument	1908797
Transaction Type	Foreclosure
Record Updated	Aug 31, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 5233 Pebble Beach Dr was $6,962, up 2.9% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,962.00 (+2.85%)	$420,087 Land $39,780 Building $380,307	$420,087 Land $39,780 Building $380,307
2024	$6,769.00 (+8.04%)
2023	$6,265.00 (+7.66%)	$443,599 (+12.32%) Land $38,250 Building $405,349	$443,599 (+12.32%) Land $38,250 Building $405,349
2022	$5,819.00	$394,949 Land $35,700 Building $359,249	$394,949 Land $35,700 Building $359,249

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5233 Pebble Beach Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5233 Pebble Beach Dr is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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