Howard County property record for 5233 Hayledge Ct, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,175 sqft · built 1970 |
| Lot Size | 0.267 acres (11,616 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $565,000 (Dec 2025) |
| Tax Bill | $7,896 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-095907 |
| Primary APN | 16-095907 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,175 sqft Total Area |
| Basement Area | 386 sqft |
| Finished Basement | 386 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Lot Area | 11,616 sqft (0.267 acres) |
| Garage Type | Basement |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 400 sqft |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 095907 |
|---|---|
| Street Address | 5233 HAYLEDGE CT |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 303 S 1 AREA 5 5233 HAYLEDGE CT THUNDER HILL |
| Legal Subdivision | THUNDER HILL |
| Legal Lot Number | 303 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 606601 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5233 HAYLEDGE CT, COLUMBIA, MD 21045-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Aug 9, 2021 | Deed, Transfer · Conventional Mortgage FIRST INTERNET BANK OF INDIANA |
| Jun 28, 2021 | Trustee's Deed, Foreclosure CAL SETTLEMENTS LLC |
| Apr 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 5, 2017 | Loan Modification, Mortgage · FHA Mortgage STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on Record |
| Deed Sale | Dec 18, 2025 · Amount on Record |
| Prior Sale | Aug 9, 2021 · Amount on Record |
| Deed Book / Page | 23044 / 23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 18, 2025 |
| Property Address | 5233 HAYLEDGE CT, COLUMBIA, MD 21045-2235 |
| Document Number | 0230440023 |
| Book / Page | 23044 / 23 |
| Map Reference | MB 15 FO 72 |
| Instrument Date | Dec 5, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5233 HAYLEDGE CT, COLUMBIA, MD 21045-2235 |
| Document Number | 0002304434 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 23044/34 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 9, 2021 |
| Property Address | 5233 HAYLEDGE CT, COLUMBIA, MD 21045-2235 |
| Document Number | 0207850425 |
| Book / Page | 20785 / 425 |
| Map Reference | MB 15 FO 72 |
| Instrument Date | Jul 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5233 HAYLEDGE CT, COLUMBIA, MD 21045-2235 |
| Document Number | 20785431 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 20785/431 |
| Name | FIRST INTERNET BANK OF INDIANA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 28, 2021 |
| Property Address | 5233 HAYLEDGE CT, COLUMBIA, MD 21045-2235 |
| Document Number | 0206650328 |
| Book / Page | 20665 / 328 |
| Map Reference | MB 15 FO 72 |
| Instrument Date | Jun 21, 2021 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 28, 2021 |
| Title Company | CAL SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,162.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4617 E LEISURE CT, ELLICOTT CITY, MD 21043-6407 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5233 HAYLEDGE CT, COLUMBIA, MD 21045-2235 |
| Document Number | 0176340159 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5233 HAYLEDGE CT COLUMBIA MD 210452235, COLUMBIA, MD 21045-2235 |
| Document Number | 0176340159 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 017634/000159 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5233 HAYLEDGE CT, COLUMBIA, MD 21045-2235 |
| Document Number | 0176340151 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5233 HAYLEDGE CT COLUMBIA MD 210452235, COLUMBIA, MD 21045-2235 |
| Document Number | 0176340151 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 017634/000151 |
| Name | STEARNS LNDG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,896.00 (+10.95%) | $504,900 (+8.15%) Land $209,700 Building $295,200 | $504,900 (-) Land $209,700 Building $295,200 |
| 2025 | $7,117.00 (+73.29%) Homeowner's exemption | $466,867 (+19.46%) | $504,900 (+29.2%) Land $209,700 Building $295,200 |
| 2023 | $390,800 (+7.13%) Land $189,700 Building $201,100 | $390,800 (-) Land $189,700 Building $201,100 | |
| 2022 | $4,107.00 | $364,800 | $390,800 Land $189,700 Building $201,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Jul 2016 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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