5232 Union Ave, San Jose, CA 95124 Property Records

Santa Clara County property record for 5232 Union Ave, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,005 sqft · built 2000
Lot Size	0.065 acres (2,835 sqft)
Owner	Trust Name on File
Last Sale	$772,000 (May 2001)
Tax Bill	$15,528 (2025)
Deeds & Mortgages	Sep 2022 Transfer Feb 2019 Line of Credit + 3 more
Flood Zone	Zone D (undetermined)
APN	`527-44-063`

Property Details

APN / Parcel Number

Primary APN	`527-44-063`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,005 sqft Living Area
1st Floor Area	932 sqft
2nd Floor Area	1,073 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,835 sqft (0.065 acres)
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5232 UNION AVE
City	SAN JOSE
State	CA
Zip	95124-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 9215 LOT 7
Legal Subdivision	CAMEO PARK
Legal Tract	9215
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3003
Census Tract	506804

Owner

5232 Union Ave is owner-occupied and held in a trust since August 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	5232 UNION AVE, SAN JOSE, CA 95124-5435
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Intrafamily Transfer, Transfer
Feb 28, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 14, 2021	Quit Claim Deed, Transfer INTELLILOAN INC
Apr 24, 2019	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2001 · Amount on File
Deed Sale	May 18, 2001 · Amount on File
Deed Document Number	200115685125
Last Transfer Date	Aug 19, 2022
Transfer Doc	0025374948
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 20, 2022
Property Address	5232 UNION AVE, SAN JOSE, CA 95124-5435
Document Number	0025374948
Map Reference	MB 722 PG 44&45
Instrument Date	Aug 19, 2022
Instrument	25374948
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5232 UNION AVE, SAN JOSE, CA 95124-5435

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5232 UNION AVE, SAN JOSE, CA 95124-5435
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024124987
Date	Feb 28, 2019
Instrument	24124987

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 21, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5232 UNION AVE, SAN JOSE, CA 95124-5435
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024446715
Date	Apr 3, 2020
Instrument	24446715

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 14, 2021
Property Address	5232 UNION AVE, SAN JOSE, CA 95124-5435
Document Number	0024787488
Instrument Date	Jan 8, 2021
Instrument	24787488
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5232 UNION AVE SAN JOSE CA 951245435, SAN JOSE, CA 95124-5435

Mortgage

Document Number	24787489
Date	Jan 14, 2021
Instrument	24787489

Lender

Name	INTELLILOAN INC
Address	SANTA ANA, CA 92799

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 13, 2036

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 24, 2019
Property Address	5232 UNION AVE, SAN JOSE, CA 95124-5435
Document Number	0024163064
Map Reference	MB 722 PG 44&45
Instrument Date	Apr 19, 2019
Instrument	24163064
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	SERVICE LINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5232 UNION AVE, SAN JOSE, CA 95124-5435

Mortgage

Document Number	0024163065
Date	Apr 24, 2019
Instrument	24163065

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 24, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 5232 Union Ave was $15,528 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,121,978 (+2%) Land $514,878 Building $607,100
2025	$15,528.00 Homeowner's exemption	$1,099,980 Land $504,783 Building $595,197
2023	$14,828.00 (+1.61%)	$1,057,269 Land $485,183 Building $572,086
2022	$14,593.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5232 Union Ave in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5232 Union Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Sail Internet.

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