Mecklenburg County property record for 5232 Shannamara Dr, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,275 sqft · built 1998 |
| Lot Size | 0.415 acres (18,077 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,000 (Jul 2003) |
| Tax Bill | $3,566 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-054-794 |
| Primary APN | 07-054-794 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,275 sqft Living Area |
| Gross Area | 2,878 sqft |
| 1st Floor Area | 1,075 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,077 sqft (0.415 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 410 sqft |
| Patio Area | 410 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5232 SHANNAMARA DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-0652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-15 STALL |
| Legal Description | #168 SHANNAMARA/DUNRAVEN PH2/MP3 |
| Legal Subdivision | SHANNAMARA - DUNRAVEN |
| Legal Lot Number | 168 |
| Jurisdiction | UNION NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 5713 |
Source: Mecklenburg County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5232 SHANNAMARA DR, MATTHEWS, NC 28104-0652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| May 20, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2003 · Amount on Record |
| Deed Sale | Jul 7, 2003 · Amount on Record |
| Prior Sale | Jul 7, 2003 · Amount on Record |
| Deed Document Number | 200331555 |
| Deed Book / Page | 3127 / 425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5232 SHANNAMARA DR, MATTHEWS, NC 28104-0652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007726593 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 7726/593 |
| Instrument | 24736 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5232 SHANNAMARA DR, MATTHEWS, NC 28104-0652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0008185126 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 8185/126 |
| Instrument | 35438 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5232 SHANNAMARA DR, MATTHEWS, NC 28104-0652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000848266 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 8482/66 |
| Instrument | 18430 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Stallings Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,500 (-) Land $113,400 Building $412,100 | $525,500 (-) Land $113,400 Building $412,100 | |
| 2025 | $3,566.00 (+25.96%) | $525,500 (+55.52%) Land $113,400 Building $412,100 | $525,500 (+55.52%) Land $113,400 Building $412,100 |
| 2023 | $2,831.00 | $337,900 Land $72,300 Building $265,600 | $337,900 Land $72,300 Building $265,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REEDY CREEK MHP private · serves 64 people · EPA ID NC0160168 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures