5232 Shannamara Dr, Matthews, NC 28104 Property Records

Mecklenburg County property record for 5232 Shannamara Dr, Matthews, NC 28104

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 2,275 sqft · built 1998
Lot Size0.415 acres (18,077 sqft)
Owner2 Individual Names on Record
Last Sale$233,000 (Jul 2003)
Tax Bill$3,566 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-054-794

Property Details

APN / Parcel Number

Primary APN07-054-794

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,275 sqft Living Area
Gross Area2,878 sqft
1st Floor Area1,075 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,077 sqft (0.415 acres)
View / LotWaterfront / Beach
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area288 sqft
Deck Area410 sqft
Patio Area410 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5232 SHANNAMARA DR
CityMATTHEWS
StateNC
Zip28104-0652
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-15 STALL
Legal Description#168 SHANNAMARA/DUNRAVEN PH2/MP3
Legal SubdivisionSHANNAMARA - DUNRAVEN
Legal Lot Number168
JurisdictionUNION NC
Township / Civil Division13, MORNING STAR
Census Block Group2
Census Block2018
Census Tract5713

Owner

Source: Mecklenburg County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5232 SHANNAMARA DR, MATTHEWS, NC 28104-0652
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
May 20, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2003 · Amount on Record
Deed SaleJul 7, 2003 · Amount on Record
Prior SaleJul 7, 2003 · Amount on Record
Deed Document Number200331555
Deed Book / Page3127 / 425
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address5232 SHANNAMARA DR, MATTHEWS, NC 28104-0652
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007726593
DateJul 7, 2020
Book Page7726/593
Instrument24736
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJun 1, 2035

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address5232 SHANNAMARA DR, MATTHEWS, NC 28104-0652
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyWESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008185126
DateJul 28, 2021
Book Page8185/126
Instrument35438
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address5232 SHANNAMARA DR, MATTHEWS, NC 28104-0652
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000848266
DateMay 20, 2022
Book Page8482/66
Instrument18430
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressCHARLOTTE, NC 28227
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityStallings Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$525,500 (-) Land $113,400 Building $412,100$525,500 (-) Land $113,400 Building $412,100
2025$3,566.00 (+25.96%)$525,500 (+55.52%) Land $113,400 Building $412,100$525,500 (+55.52%) Land $113,400 Building $412,100
2023$2,831.00$337,900 Land $72,300 Building $265,600$337,900 Land $72,300 Building $265,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREEDY CREEK MHP
private · serves 64 people · EPA ID NC0160168
Water SourceGroundwater
Last State InspectionAug 2024
Also Mapped HereUNION COUNTY WATER SYSTEM
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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