5232 Lake Rd W, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 5232 Lake Rd W, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 660 sqft · built 1947
Lot Size	0.392 acres (17,076 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (Jul 2017)
Tax Bill	$2,136 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-003-00-090-01`

Property Details

APN / Parcel Number

Primary APN	`48-003-00-090-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	660 sqft Living Area
Gross Area	730 sqft
1st Floor Area	660 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	17,076 sqft (0.392 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5232 LAKE RD W
City	ASHTABULA
State	OH
Zip	44004-8519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T 13 SEC 2--W M
Legal Subdivision	SAYBROOK SEC 02
Legal Lot Number	2
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	2
Census Block	2022
Census Tract	603

Owner

5232 Lake Rd W is owned by an individual who bought it in July 2017.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	929 ROBERSON ST, COLUMBUS, OH 43201-3645
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Prior Sale	Feb 3, 2006 · Amount on File
Deed Document Number	20177304
Deed Book / Page	640 / 2188
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jul 26, 2017
Property Address	5232 LAKE RD W, ASHTABULA, OH 44004-8519
Document Number	0000007304
Book / Page	640 / 2188
Map Reference	VOL 310 PG 2157
Instrument Date	Jul 14, 2017
Instrument	201700007304
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5232 LAKE RD W, ASHTABULA, OH 44004-8519

Mortgage

Document Number	0000007305
Date	Jul 26, 2017
Instrument	201700007305

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 5232 Lake Rd W was $2,136.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,136.00	$25,520 Land $9,520 Building $16,000	$72,900 Land $27,200 Building $45,700
2023	$1,207.00 (+9.03%)	$25,520 (+26.59%) Land $9,520 Building $16,000	$72,900 Land $27,200 Building $45,700
2022	$1,107.00	$20,160 Land $7,350 Building $12,810
2020			$57,600 Land $21,000 Building $36,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5232 Lake Rd W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5232 Lake Rd W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20