5231 Twin Shores Ct, Eagle River, WI 54521 Property Records

Oneida County property record for 5231 Twin Shores Ct, Eagle River, WI 54521

Property Summary

Property Type	Single Family Home
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Aug 2018 Mortgage May 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SU 754 1A`

Property Details

APN / Parcel Number

Primary APN	`SU 754 1A`

Exterior

Lot Area	28,750 sqft (0.66 acres)

Location & Zoning

Street Address	5231 TWIN SHORES CT
City	EAGLE RIVER
State	WI
Zip	54521-8145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 809453/737514 PT SE NE & 1/3 INT O.L. 1 CSM V8 P1984 (SU-754-4) W OF LOT 1 CSM V8 P1984 SM B3750 .60CA/-SA DESC IN ? & SC
Legal Range	09E
Legal Township	39N
Legal Section	18
Legal Subdivision	E2NE4S18T39NR9E
Legal Lot Number	1
Jurisdiction	ONEIDA WI
Township / Civil Division	SUGAR CAMP
Census Block Group	2
Census Block	2020
Census Tract	970604

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5231 TWIN SHORES CT, EAGLE RIVER, WI 54521-8145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2018	Deed of Trust, Mortgage US BANK NA
May 23, 2017	Deed of Trust, Mortgage · Construction Mortgage MBANK
Jan 25, 2018	Deed of Trust, Mortgage · ARM MBANK
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 25, 2020	Intrafamily Transfer, Transfer FORT SETTLEMENT SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 5, 2020
Transfer Doc	0000809453
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	5231 TWIN SHORES CT, EAGLE RIVER, WI 54521-8145
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000785757
Date	Aug 27, 2018
Instrument	785757

Lender

Name	US BANK NA
Type	Bank
Address	WAUSAU, WI 54403

Agreement

Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	5231 TWIN SHORES CT, EAGLE RIVER, WI 54521-8145
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000771926
Date	May 23, 2017
Instrument	771926

Lender

Name	MBANK
Type	Bank
Address	MANISTIQUE, MI 49854

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Feb 17, 2018

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	5231 TWIN SHORES CT, EAGLE RIVER, WI 54521-8145
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	NORTHWOODS TITLE AND CLOSING, NORTHWOODS TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000779404
Date	Jan 25, 2018
Instrument	779404

Lender

Name	MBANK
Type	Bank
Address	MANISTIQUE, MI 49854

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Jan 18, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 18, 2021
Change Frequency	Annually
Min Rate At Change	3.65%
Max Rate At Change	6.65%
Index	1-Year CMT
Margin	3
Max Rate	9.65%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	5231 TWIN SHORES CT, EAGLE RIVER, WI 54521-8145
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000808070
Date	Jul 22, 2020
Instrument	808070

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONEIDA WI
Recording Date	Aug 25, 2020
Property Address	5231 TWIN SHORES CT, EAGLE RIVER, WI 54521-8145
Document Number	0000809453
Instrument Date	Jun 5, 2020
Instrument	809453
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	FORT SETTLEMENT SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5231 TWIN SHORES CT, EAGLE RIVER, WI 54521-8145

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Sugar Camp Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,090.00 (-3.03%)	$352,300 (-) Land $161,000 Building $191,300	$601,286 Land $274,786 Building $326,500
2023	$4,218.00 Homeowner's exemption	$352,300 Land $161,000 Building $191,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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