5231 Silo Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5231 Silo Rd, Saint Augustine, FL 32092

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,680 sqft · built 2018
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (May 2017)
Tax Bill$3,681 (2025)
Deeds & MortgagesMay 2021 Second Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028824-0210

Property Details

APN / Parcel Number

Primary APN028824-0210

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
PorchOpen Porch
Porch Area316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5231 SILO RD
CitySAINT AUGUSTINE
StateFL
Zip32092-0657
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeOR
Legal Description14/104-106 MILL CREEK ESTATES LOT 21 OR4381/407
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMILL CREEK ESTATES
Legal Block4
Legal Lot Number21
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4011
Census Tract20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5231 SILO RD, SAINT AUGUSTINE, FL 32092-0657
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
May 31, 2017Warranty Deed, Transfer · Conventional with PMI
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2017 · Amount on Record
Deed SaleMay 31, 2017 · Amount on Record
Deed Document Number201737213
Deed Book / Page4381 / 407
Prior Transfer DateDec 18, 2003
Prior Transfer Doc0000000146
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address5231 SILO RD, SAINT AUGUSTINE, FL 32092-0657
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5231 SILO RD, SAINT AUGUSTINE, FL 32092-0657

Mortgage

Document Number0052761298
DateMay 27, 2021
Book Page5276/1298
Instrument2021059949
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMay 25, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address5231 SILO RD, SAINT AUGUSTINE, FL 32092-0657
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049120689
DateMar 30, 2020
Book Page4912/689
Instrument2020025086
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2040

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 31, 2017
Property Address5231 SILO RD, SAINT AUGUSTINE, FL 32092-0657
Document Number0043810407
Book / Page004381 / 000407
Instrument DateMay 26, 2017
Instrument37213
Transaction TypeTransfer
Record UpdatedJun 22, 2017
Title CompanyLAND TITLE/AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5231 SILO RD ST AUGUSTINE FL 320920657, ST AUGUSTINE, FL 32092-0657

Mortgage

Document Number43810409
DateMay 31, 2017
Book Page004381/000409
Instrument37214
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 30, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$295,066 (+2.7%)$489,674 (-0.51%) Land $300,000 Building $189,674
2025$3,681.00 (+12.91%) Homeowner's exemption$287,309 (+2.9%)$492,207 (-8.92%) Land $300,000 Building $192,207
2024$3,260.00 (+2.03%) Homeowner's exemption$279,212 (+3%)$540,432 (+5.85%) Land $300,000 Building $240,432
2023$3,195.00 (+13.7%) Homeowner's exemption$271,080 (+12.73%)$510,546 (+54.4%) Land $270,000 Building $240,546
2022$2,810.00 Homeowner's exemption$240,466$330,667 Land $246,400 Building $84,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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