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5231 S Troy St, Chicago, IL 60632 Property Records

Cook County property record for 5231 S Troy St, Chicago, IL 60632

Property Summary

Property TypeApartments (5+ Units)
Details4 bd · 3 ba · 1,932 sqft · built 1923
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on File
Last Sale$97,500 (Nov 2016)
Tax Bill$4,879 (2023)
Deeds & MortgagesJul 2022 Line of Credit
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-12-309-011

Property Details

APN / Parcel Number

Primary APN19-12-309-011
Alternative APN
  • 19-12-309-011-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,932 sqft Living Area

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1925
Architectural StyleMulti-Family
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,750 sqft (0.086 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5231 S TROY ST
CityCHICAGO
StateIL
Zip60632-2113
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRS-3
Legal DescriptionA T (MCINTOSHS) SUB IN,NOTE: CHECK SIDWELL SW SEC 12-38-13
Legal Range13E
Legal Township38N
Legal Section12
Legal SubdivisionMCINTOSHS SUB
Legal Block6
Legal Lot Number10
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group4
Census Block4007
Census Tract630400

Owner

5231 S Troy St, a residential property, is owned by an individual who bought it in November 2016.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address2445 S SPAULDING AVE, CHICAGO, IL 60623-4018
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
May 16, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2016 · Amount on File
Deed SaleNov 4, 2016 · Amount on File
Prior SaleJun 17, 2015
Deed Document Number201619031
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address5231 S TROY ST, CHICAGO, IL 60632-2113
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address5231 S TROY ST 2, 2, CHICAGO, IL 60632-2113

Mortgage

Document Number0018939162
DateJul 8, 2022
Instrument2218939162
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Term357 Months
DueApr 25, 2052

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address5231 S TROY ST, CHICAGO, IL 60632-2113
Document Number1918333289
Instrument DateMay 16, 2019
Transaction TypeMortgage
Record UpdatedJul 15, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2445 S SPAULDING CHICAGO IL 60632, CHICAGO, IL 60632

Mortgage

Document Number1918333289
DateJul 2, 2019
Instrument18333289
Lender
NameFIFTH THIRD BK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,000 Land $1,875 Building $24,125$260,000 Land $18,750 Building $241,250
2023$4,879.00 (+2.56%)
2022$4,757.00 (+2.88%)$22,999 (-) Land $3,187 Building $19,812$229,990 (-) Land $31,870 Building $198,120
2021$4,624.00$22,999 Land $3,187 Building $19,812$229,990 Land $31,870 Building $198,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5231 S Troy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5231 S Troy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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