5231 S Lorel Ave, Chicago, IL 60638 Property Records

Cook County property record for 5231 S Lorel Ave, Chicago, IL 60638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1959
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Apr 2017)
Tax Bill	$3,964 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-09-313-011`

Property Details

APN / Parcel Number

Primary APN	`19-09-313-011`
Alternative APN	`19-09-313-011-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1961
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5231 S LOREL AVE
City	CHICAGO
State	IL
Zip	60638-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(HETZELS)(ARCHER) AVE ADD SUB OF EH SW SEC 09-38-13
Legal Range	13E
Legal Township	38N
Legal Section	09
Legal Subdivision	HETZELS ARCHER
Legal Block	6
Legal Lot Number	32
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2025
Census Tract	560700

Owner

5231 S Lorel Ave is owned and occupied by an individual who bought it in April 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	5231 S LOREL AVE, CHICAGO, IL 60638-1605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 14, 2017	Grant Deed, Transfer · Conventional with PMI FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2017 · Amount on File
Deed Sale	Apr 14, 2017 · Amount on File
Prior Sale	Feb 24, 2016 · Amount on File
Deed Document Number	201734056
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5231 S LOREL AVE, CHICAGO, IL 60638-1605
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009720347
Date	Apr 7, 2021
Instrument	2109720347

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Apr 14, 2017
Property Address	5231 S LOREL AVE, CHICAGO, IL 60638-1605
Document Number	1710434056
Instrument Date	Apr 7, 2017
Instrument	10434056
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5705 S MCVICKER AVE CHICAGO IL 606383533, CHICAGO, IL 60638-3533

Mortgage

Document Number	1710434057
Date	Apr 14, 2017
Instrument	10434057

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,865 Land $4,688 Building $23,177	$278,650 Land $46,880 Building $231,770
2023	$3,964.00 (+3.15%)
2022	$3,843.00 (+2.37%) Homeowner's exemption	$22,000 (-) Land $3,750 Building $18,250	$220,000 (-) Land $37,500 Building $182,500
2021	$3,754.00 Homeowner's exemption	$22,000 Land $3,750 Building $18,250	$220,000 Land $37,500 Building $182,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5231 S Lorel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5231 S Lorel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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