Cook County property record for 5231 S Emerald Ave, Chicago, IL 60609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 950 sqft · built 1971 |
| Lot Size | 0.072 acres (3,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Aug 2019) |
| Tax Bill | $2,110 (2023) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-09-309-013 |
| Primary APN | 20-09-309-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,150 sqft (0.072 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 5231 S EMERALD AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60609-6112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | (SUBDIVISION) OF LTS A & B IN BLK 3 & LTS A & B IN BL K 4 IN S B LOOSES SUB OF SH OF EX E 33 FT & EX 66 FT COVERED BY WINTER |
| Legal Range | 14E |
| Legal Township | 38N |
| Legal Section | 09 |
| Legal Subdivision | LOOSES SUB |
| Legal Block | 3 |
| Legal Lot Number | A,B |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 843800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
5231 S Emerald Ave is owned and occupied by an individual who bought it in August 2019.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5231 S EMERALD AVE, CHICAGO, IL 60609-6112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 19, 2019 | Warranty Deed, Transfer · FHA Mortgage LEADERONE FIN'L |
| Apr 4, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 21, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on File |
| Deed Sale | Aug 19, 2019 · Amount on File |
| Prior Sale | Jun 7, 2018 · Amount on File |
| Deed Document Number | 201945091 |
| Prior Transfer Date | Mar 27, 2018 |
| Prior Transfer Doc | 0000018044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 5231 S EMERALD AVE, CHICAGO, IL 60609-6112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 523L EMERALD AVE, CHICAGO, IL 60609 |
| Document Number | 0010545085 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 2210545085 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 19, 2019 |
| Property Address | 5231 S EMERALD AVE, CHICAGO, IL 60609-6112 |
| Document Number | 1923145091 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 23145091 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2019 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5231 S EMERALD AVE CHICAGO IL 606096112, CHICAGO, IL 60609-6112 |
| Document Number | 1923145092 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 23145092 |
| Name | LEADERONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 18, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Number | 1923145093, |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 23145093 |
| Name | LEADERONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 18, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 4, 2018 |
| Property Address | 5231 S EMERALD AVE, CHICAGO, IL 60609-6112 |
| Document Number | 1809418044 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 9418044 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 5231 S EMERALD AVE CHICAGO IL 606096112, CHICAGO, IL 60609-6112 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 21, 2018 |
| Property Address | 5231 S EMERALD AVE, CHICAGO, IL 60609-6112 |
| Document Number | 1805222027 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 5222027 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14405 WALTERS RD #200 HOUSTON TX 770141345, 200, HOUSTON, TX 77014-1345 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,000 Land $945 Building $8,055 | $90,000 Land $9,450 Building $80,550 | |
| 2023 | $2,110.00 (+2.63%) | ||
| 2022 | $2,056.00 (+2.29%) | $9,999 (-) Land $2,047 Building $7,952 | $99,990 (-) Land $20,470 Building $79,520 |
| 2021 | $2,010.00 | $9,999 Land $2,047 Building $7,952 | $99,990 Land $20,470 Building $79,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5231 S Emerald Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5231 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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